So… @N26throwaway has taken my family hostage and has forced my return for one last poll. I’m blinking twice, someone send help.
Anyway… I’m back - for a limited festive edition only.
And It’s time for this year’s Monzo Community Year in Review! Or as @N26throwaway likes to call it…
THE PETER_G 2024 Monzo Communtiy Awards!
I’m assured that, just like last year, award emojis* are up for grabs, so vote away! Polls close at 23:59 (GMT) on Friday, December 13th. Awards on December 20th. The awards-master is probably going to be N26throwaway. It all depends on whether the family is unscathed and if I still have penance to pay.
Anyway, enough preamble…
Ready, Steady, Vote!
1. Best Monzo launch
The big one.
(There’s no separate US poll this year because, despite the tease of big plans, they only launched interest on Jars this year. In fact the US is kinda stalling. And lots of the good folk have gone 
denisewong lincoln … but I digress…)
So folks, pick your best Monzo launch of 2024…
- Industry-first anti-theft security tools (details)
- Monzo Flex money transfers (details)
- Monzo Flex Build (details)
- Monzo Flex instalments via Apple Pay (details)
- Monzo Pension (details)
- Garmin Pay support (details)
- Instant access cash ISA (details)
- Multiple instant access savings pots (details)
- Cheque imaging (details)
- Post Office cash deposits (details)
- Shared tabs for non-Monzo friends (details)
- Shared tabs support for any transaction type (details)
- Edit shared tab names (details)
- Monzo Extra, Perks, and Max (details)
- Extra/Perks/Max budgeting tools for joint accounts (details)
- The return of airport lounge access with Monzo Max (details)
- Pizza and cinema discounts with Monzo Perks and Max (details)
- Credit insights for all (details)
- Credit insights from all reference agencies for Extra, Perks, and Max (details)
- SWIFT support (details)
- Monzo for under 16s (details)
- Monzo Business Teams (with the translucent blue expenses card) (details)
- Monzo AI customer support assistant (details)
- Monzo’s Hot Coral ad campaign (details)
- Monzo’s website redesign (details)
- Greggs ATMmm (details)
- Support for iOS 18 dark mode and tinted icons (details)
2. Most anticipated new feature
N26 I found this a trickier poll to curate this year. Most of the juicy teardown stuff has shipped, and there’s not much in the way of teases to go on. These are the ones we know are at least being considered or worked on.
- Higher check imaging limits
- Higher cash deposit limits
- Joint account parity
- More Monzo Investments funds
- Improvements to Flex repayments
- Pay someone using Monzo Flex
- Make your monthly Flex payment using Open Banking
- Credit reports from multiple reference agencies.
- Additional anti-theft security tools factors like hardware keys
- Co-parenting support for Monzo for Under 16s
- More shared tabs improvements (custom background image, part-pay what you owe, record repayments made outside the tab)
3. Most anticipated new feature (US)
Same poll as last year, refined to the 5 most voted for (except for interest on savings pot balances which has shipped). Taken from Monzo’s public roadmap. [is that even still a thing? -Ed]
Time for a break!
Enjoying the polls so far?
Now it’s the fun part where the people** get to be subjective with the poll picks in choosing their favourite community moments. Sorry if your favourite moments don’t make it into the poll.
4. Best community moment
- Monzo awarding top community contributors with plushies (details)
- The christmas moustachioed orb invasion (details)
- Uncle David (details)
- The great 2024 teardown censorship (details)
- Monzo gives the community popcorn to watch their new advert with (details)
PokemonMonzo Go scavenger hunt (details)- Early access to Monzo for Under 16s for the community (details)
- The card design thread hits the post limit (details)
- Michael’s unofficial Monzo secret Santa (details)
- Peter’s triumphant return to the Big Monzo Community in Review Poll
5. Best community thread
The one you’ve most enjoyed reading or taking part in. Shortlisted from the top five open threads created in the last year.
6. Best ongoing community thread
The one you keep coming back to again and again. Shortlisted from the top five open threads of all time that have had activity in the last month.
7. Best community feedback
This one’s a bit experimental. It’ll be curious to see if the results of this poll align with the proportion of votes. But it might be useful in guiding Monzo towards the things we actually want most and to encourage folks to continue to share excellent ideas by acknowledging and appreciating those efforts.
Shortlisted from the 5 most voted-for Feedback & Ideas threads of all time that have yet to be implemented and have been active in the last year.
8. Best community engagement
To acknowledge and appreciate the teams of Monzonauts who take the time to interact with us and engage with our feedback directly.
- The Flex / Borrowing team (The Monzonauts who are integrating mortgages and building Monzo Flex and engaging with our feedback in the Flex thread)
- The Community team (The Monzonauts who keep the community and socials in good working order)
- The App team (The Monzonauts who are building the Monzo app experience and engaging with our feedback in the App Evolution megathread
- The US team (The Monzonauts who are building Monzo for the US and sharing updates in the Monzo USA section)
- The Paid team (The Monzonauts responsible for products like Monzo Extra, Perks, Max, and connected accounts)
- The Savings/Investments team (The Monzonauts who are building the savings and investments products)
- The Cashback team (The Monzonauts who are responsible for the cashback rewards and engaging with us in the cashback thread)
- The Business team (The Monzonauts who are building Monzo’s business offerings)
Whew!
We’re in the home stretch now!
Just like last year, this part is to highlight and honour the very best contributors to our community. Those who go above and beyond with their engagement to keep things interesting, welcoming, fun, and helpful for all of us. Engagement from both Monzo and the wider community is the driving force behind what makes this such a great place to hang out.
For an objective shortlist, I’ve selected the folks who are in the top two of our annual leaderboard for:
Received- Given
- Topics Created
- Replies Posted
Please vote for the Monzonaut and Community member whose engagement you think has, overall, been the most helpful, most fun, most interesting, and really elevated your experience and joy. Votes will be hidden on these polls. 
Remember, this is intended as a bit of fun and isn’t a super serious popularity competition to be won at all costs. And @AlanDoe is not allowed to weaponise the ban hammer as a bribe for votes. [Although nothing about anyone else - Ed]
9. Monzonaut of the year
10. Contributor of the year
- @ndrw
- @Carlo1460
- @andrew_fishy
- @mastercardnevervisa
- @N26throwaway [I’ve secretly added him while he was readjusting the restraints - Peter]
Phew! That’s it!
I’ve almost certainly forgotten something, so tell me what that is below 
Happy Holidays and Pleasant Polling! 
*Plushies all-around! Or maybe even a forum badge? Monzo? 
**@N26throwaway is the people. @AlanDoe said so.
Wait!
You didn’t think I forgot about the bonus poll, did you?
Bonus Poll: Did you miss me?
There is only one correct answer. You have no choice but to choose it.
- Yes
- Yes
- I’m Revels and I vote NO.
Phew. I’d forgotten how intense this whole polling business is.
Now, shameless plug and big reveal! I’ve started a blog:
My thoughts on Monzo, uncovering the secret oath and community missions you sign up to as Coral Crew, the REAL reason why some folk lose their trust levels, how I got to cash in and sell my shares - and the real reason I’ve been away: Intro Post Here and First Deep Dive here.
PS I'm totally fine. And N26 doesn't really have the family held hostage. Honest. Although I have some feedback about the appropriate places to poke that firearm...
, thanks Peter. Hope all is well in Peterland. Look forward to the results.
You’re the best! Thanks 
