Been chatting with the co-ops (who are friendly and lovely as always). But I felt this one needed a wider airing.
Joint accounts won’t have either overdrafts or CASS available from launch.
Personally I think this is a major, major miss. In convincing my other half to go #fullmonzo, I’ve been saying that the joint accounts will have the same facilities as our current (boring) Lloyds account. While we hardly ever use the overdraft, not having the safety net there is a bit annoying.
But CASS is a bigger miss. Lots of partners of people with an interest in fintech are going to now come on board - and their first experience? A messy divorce from their old bank! I think the smooth route needs sorting asap. Surely you don’t want all those “other halves” out these to first have a bad time manually switching DDs and wages etc?
Just a thought. Peace and love, peace and love!