It would be great to see the overdraft facility on joint accounts. We only use our joint account for bills like the mortgage. An overdraft facility would be really useful on here to ensure no payments are missed if we forget to top up, top up the wrong amount or an unforeseen bill lands.
Please can this be implemented?
This has already been suggested. You can comment on and vote for it here:
Been chatting with the co-ops (who are friendly and lovely as always). But I felt this one needed a wider airing.
Joint accounts won’t have either overdrafts or CASS available from launch.
Personally I think this is a major, major miss. In convincing my other half to go #fullmonzo, I’ve been saying that the joint accounts will have the same facilities as our current (boring) Lloyds account. While we hardly ever use the overdraft, not having the safety net there is a bit annoying.
I’m voting for this too. Any idea if it is on a roadmap to deliver?
You’ve voted in the wrong topic, you need to cast it in the one linked in the comment above yours.
To answer your question, there has been no announcement that this is coming anytime soon.