I saw this from the good folk at @MakingMonzo earlier.
Currently when you sign up for Monzo you can’t get into the app until you receive and activate your card.
We’re testing letting you into your account immediately, so you can start sending/receiving money (and more!) right away… https://twitter.com/MakingMonzo/status/1019212133538652160/photo/1
They go on to say that…
You’ll still need to wait for your card to buy things online/in shops, or to set up Apple Pay and Google Pay.
So, other than adding money to the account, and maybe switching some DD’s over… what is the advantage to this?