I donât agree at all - Monzo could very easily even make us liable for the fraudulent activity. From the terms and conditions:
But you wonât be able to claim back money youâve lost if: you purposefully didnât keep your phone, card or PIN safe, or you were very negligent in not keeping them safe or if your account is in overdraft, you gave them to someone else
In my opinion using a card that you know could have been compromised is being negligent in not keeping your card safe.
Itâs clearly not been tampered with and inside the card hasnât been removed from the holder. The card was pristine so I took the card out and replaced it as carefully as possible and then it left a mark
Thatâs how mine came with a little crease and blue mark, looks like the envelope is so tight itâs getting pulled open when it goes through the machinery at the Sorting Office.
Thereâs definitely a quality issue with the way the cards are packed, and Monzo are going to need to address it, otherwise they risk incurring the additional cost of sending out replacement cards - not to mention fraud risk.
Since this is becoming a common issue, Iâd also suggest that Monzo update their in-app FAQ with whatever course of action they wish impacted customers to take. It will save them a lot of hassle.
Iâve already spent 5 minutes trying to find an entry point into the in-app chat. Do any of you have any tips?
I spent a while trying to find it too, quite frustrating. You need to actively search âcontactâ and then you are presented with the link to Contact Support, via in-app chat.
Nope, that is definitely a UK thing. Maybe Royal Mail has these stickers for most major languages and since itâs coming from France theyâre assuming youâre French and decided to put one on? The only reference to that âP48/302905â code I could find is here but that website is terrible and I canât actually search inside it and find out what it refers to. If you have better luck with it you might find what it means.