Monzo backend services are whirring away like a busy bee while we sleep (or at least try to). To my knowledge, these are when various types payments are made.
- BACS hit my account at 1am
- Pot withdrawals occur at 2:30am
- Standing orders occur at 3am
- Pot transfers occur any time between 3am and 5am
- DDs come out any time between 3am and 6:30am
The problem is a lot of us have phones charging near us in bed and when withdrawals are made on our account the phone screens brightens up and a loud notification wakes us from our slumber. There are manual solutions like system setting to turn off notification alerts/sounds, move the phone etc. However I’ve twice had fraudulent activity on my account at night. The notification that awake me was a godsend in being able to freeze my card and watch the criminal make ever decreasing attempts to withdraw cash unsuccessfully. So I’m quite attached to the notifications when a standard attempt for payment is attempted. Could I request a feature in the app that mutes night-time notifications for BACs/StandingOrder/DD so I (and I presume others) can get a good night sleep? Thoughts?