So I know there are questions relating to why Monzo may appear on a credit report, but are there any potential issues where it doesn’t appear?
Checking my Experian, Call Credit, and Equifax files I have no account for Monzo, despite having a current account since August.
My Starling and Natwest are there.
I am considering switching fully to Monzo, but if there are then zero bank accounts listed on my credit files, will this be problematic? My credit card, for example, used my bank details to aid in verification of credit when I applied - with no bank account to match up to will this decline in the future?
Even if Monzo were to appear on Call Credit, would it be an issue that it didn’t appear on the other two?
To note: I do not have an overdraft, at any of the three banks.