Monzo pot balance not on credit report

Slightly confused and could do with some advice:

I have 2 monzo accounts:
A personal
A joint account

On the credit reports monzo does appear on, my balance is shown for both accounts as £0, but I have money in the pots - am I missing something?

Thanks for the help!

Credit reports show your borrowing and not your balance.

The £0 indicates that you’re not in overdraft and is nothing to do with how much money you have in the account. My Monzo account is always shown as £0 as a result.


I appreciate the explanation on this, thanks for the heads up :slight_smile:


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