Why doesn't Monzo appear on my credit report?


Monzo doesn’t appear on the list of my accounts in my ClearScore report. This only occurred to me when I noticed the advice that one should keep at least one of their accounts open long term as it is a sign of stability to potential lenders. I’m a serial switcher, and therefore despite being 27 years old, my oldest account is around 18 months.


My long term plan now is to keep Monzo open forever, so this could be my “long term” account. But it doesn’t appear on my credit report. Any reason?

(Ben Green) #2

:thinking: not sure what the reason for those banks showing up is.

Do you happen to have, or have had in the past, any borrowings with either First Direct or Nationwide but never with Monzo?


I am 98% sure we report to CallCredit, which ClearScore don’t use.

Noddle does though :+1:

(Alex Sherwood) #5

Correct :slight_smile:

(Rob Gill) #6

Is there any update on Monzo using more agencies other than just CallCredit?
I know it’s been a while since this post, but Monzo is still not showing on ClearScore, and that’s the majority of my £££.

(#savetheseabass) #7

Yeah it’s on one of the more recent threads on this topic but they’re building the integrations this year