tobyadams
(#fullmonzo joint account since Aug18)
1
If you split a bill with someone and they don’t pay, there should be reminders that are sent automatically after a period of time (a week perhaps?). Maybe even give the person requesting it the option to send the nudge in the first place.
Makes the awkward conversations to pay up that bit easier and feel less personal.
I’m 100% in favour of being able to manually send Bill Split reminders.
However, automatic reminders is a bad idea imo. I’ve been on both ends of a Bill Splits where both parties have agreed to pay the other person back after like a month. An automatic Bill Split reminder every week would become very annoying.
Currently we send one reminder, the day after you request the money.
In our testing, if I remember right, we found that the reminder had a small but significant effect on how many people pay
2 Likes
tobyadams
(#fullmonzo joint account since Aug18)
6
Definitely should be able to send another. I have the situation where someone hasn’t paid and it would be so great to nudge them through the app rather than messaging them.
Does it end… “because millennials don’t want the additional hassle of contacting the person they split the bill with?” which begs the question, who are you splitting bills with that you don’t want to contact again?!
tobyadams
(#fullmonzo joint account since Aug18)
8
That, and some people that are super lax with money need that urgency put upon them. Fine for them to be laissez-faire with their own money, but when it is owed to someone, it would be nice if there was some pressure.
If you were late to pay a company there would be pressure and I know that friend payments aren’t the same as this, but it is all money when all said and done.
Extra points if it’s done Haiku style, a line at a time…
tobyadams
(#fullmonzo joint account since Aug18)
13
You say this in jest, but why is that more ridiculous than sending no reminder at all?
I cannot see why anyone would object to weekly reminders.
Out of interest, how much (in £) is owed in bill splits that have been unpaid for over a week? I am sure you can’t divulge this here, but I bet it’s a significant and growing figure.
Counterpoint - why are you relying on technology for this?
You split the bill presumably with people you know. Msg them? I still see this feature as a ‘nice to have’, rather than something vital because there is a very valid workaround.
As I said earlier, the reminder had a small but significant effect on how many people pay. It didn’t seem worth adding additional reminders at the time, but if we get time in the future we might experiment with additional reminders
1 Like
tobyadams
(#fullmonzo joint account since Aug18)
16
Agreed that it is ‘nice to have’.
I just feel that in personal situations, an automated message takes the sting out of having to ask your friends to pay something that they already agreed to. Less awkward all round.