To bring this thread back to life, I don’t think the issue of getting a replacement card has been addressed yet or accessing your funds to transfer them to another card (a backup).
I’ve had two cards lost/stop working in the past. One was a Cash Passport Globe, just randomly stopped working. Travelex who were still running the card then initially wanted to charge me to access my money. In the end they had to make Western Union payments as they were unable to send a new card even to mainland Spain.
In Chile, I had a problem with Supercard. Again, no replacement card available. Fortunately that card didn’t carry any funds.
So what is Monzo’s position (or what will it be), Will Monzo send a new card (at cost is fine), anywhere in the world if the traveller encounters a problem? Whilst waiting for the card, will Monzo be able to make emergency transfers to a pre-nominated account?
All of these would be helpful to a someone who travels a fair amount, but even more important for someone who only has one holiday a year.