SPECULATION - We're getting close - what's in the new Plus? 👀

[misterm]

It could be ready to go, but just not marketable in the current climate(a traveller option say, when we’re confined to our homes)

[don_quixote]

I think we can nearly guarantee travel insurance was included and probably was a sizeable chunk of offering

[Bolt123 (Rikki)]

Agree with quite a lot of the posts tbh, an update of any kind what so ever would be nice

[michalrydlikowski]

In other hand pandemic strongly reduced amount of card transactions what (I guess) strongly impacted monzo (every bank) revenue. There is no better time to get some other source of income (monthly subscription)

[lpoolrob (Rob)]

@michalrydlikowski

In other hand pandemic strongly reduced amount of card transactions what (I guess) strongly impacted monzo (every bank) revenue

Surely card transactions would go up. People not wanting to use cash, shopping online etc.

[nathanthomson8 (Nathan)]

Well im basing this off my own personal experience but working from home has drastically reduced the number of transactions ive made.

My average spend would go up as im going to the shop and doing bigger shops every few days as opposed to getting lunch everyday etc.

Also things like the number of takeouts, haircuts, cinema trips etc have taken a massive dive

[don_quixote]

Definitely going down

[lpoolrob (Rob)]

Well, up or down, a tiny part of Monzo revenue.

[don_quixote]

Looks like most people weren’t expecting an update or don’t think there will be one

[don_quixote]

It was more a tongue in cheek poll to see what people generally thought. We will find out in the next 40 odd hours if there will be an update in Q1 or not

[anon28892155]

I think if Monzo release an update, it will find its way into the press and will be interpreted negatively. Radio silence on the other hand is annoying for us, but makes terrible news.

[lpoolrob (Rob)]

@Revels

Some of you really need to get into the real world and think about what is important.

But some people have the emotional bandwidth to be able to process more than one thing at the same time. Why shouldn’t people speculate - as it in the title of the thread after all.

[Revels]

Some do. Not everyone, as is evident here.

[nathanthomson8 (Nathan)]

@Revels

Some of you really need to get into the real world and think about what is important.

Only for a small bit of exercise a day i hope?

[PalmTree88 (James Palmer)]

Have a look at this (and subsequent) posts over on the Monzo Plus FAQ thread for the latest update…

The Big Monzo Plus FAQ

Hey everyone Apologies for the delay in getting an update over to you, it’s been a busy few weeks at Monzo. We’ve been gearing up to launch something we’ve worked really hard on. I know you’ve found some of the breadcrumbs lying around and we were so excited to announce it to you all in a big way. Then… well. No prizes for guessing what happened. We built something that amplified your Monzo experience to give you more of what you love, especially around travel. And with the world going…

[DaveJ (Dave)]

If it had cycle insurance packaged in then maybe just maybe I’d sign up when it launches

[xnox]

OMG - just got the app update! So much new stuff, unbelievable!

Lockdown queue jump at your local supermarket (priority entry & checkout, select nominated store)

Guaranteed Reserved freshly baked croissants and eggs at your local supermarket

Automatic points collections in store (i.e. clubcard, nectar when paying with monzo)

Samsung Pay support

Garmin Pay support

Fitbit pay support

Alipay support

Paym support

Secured credit card facility (use your overdraft as a rolling 56 day interest free loan facility for purchases, as long as your salary is paid directly to monzo)

Integration with HL, Youinvest, Freetrade, Trading212, Revolut, nutmeg, moneyfarm, Aviva, vanguard, fidelity for global investments view and connected HMRC self assessment for dividends/interest reporting.

Integration with Universal credit, Help to save, furlough scheme - always know your details, next payments, and when to update applications.

View your payslip, inside Monzo.

Pension SIPP product, powered by vanguard.

Borrow My Doggie subscription with a Battersea Cats & Dogs house partnership. Earn woof points!

SEPA payments and IBAN account numbers into both GBP and brand new EUR account.

Integrated financial events calendar - get reminders for renewals of insurance, gas/electric/bills, etc.

Will writing service.

Filtered bank statements.

Anonymous payments, and timed payments with greeting card - surprise friends and relatives with a socially distanced interactive present & cash.

Carbon offsetting of your monzo account usage, per-transaction / category / whole account.

Bill pots - now real accounts with individual account numbers, separate or combined statements, direct debits / standing orders / repeated authorisation card payments.

Per subscription virtual debit card numbers.

Custom themes and skins of the app. Free, charity and premium. NHS trusts and food banks available now, other charities later. First premium skin “black diamonds” can be unlocked only by using new features & having high reputation in the community.

All activity is now measured to unlock better tiers / features, based on loyalty and engagement. I.e. cheaper subscriptions, more reserved croissants per week, better saving rates, etc.

… and then I woke up from a dream.

[anon87598344]

@xnox

Bill pots - now real accounts with individual account numbers, separate or combined statements, direct debits / standing orders / repeated authorisation card payments.

Per subscription virtual debit card numbers.

What modern banking dreams are made of.

[BritishLibrary]

@xnox

Borrow My Doggie subscription with a Battersea Cats & Dogs house partnership. Earn woof points!

I’m sold!

[xnox]

And all I got from my list is virtual cards & filtered statements (Google sheets integration)