I couldnāt find an appropriate thread in the bug section for this:
Making a payment to a payee where its not a round figure seems to be overlooked by the pots roundup system. I was left with a £0.76 balance which I had to manually move to correct it.
What about a feature for āhidingā the pot. Itās great to see what Iāve saved but as the amount gets bigger, Iām more likely to spend it if I can see it. Plus it would be a surprise when you remember about it a few months down the line
In the new app design (coming ) pots are on a separate tab so that makes it a little easier. Youād have to actively go and look at your pots to see them instead of them being there when you open your app
Itād be great to be able to tag movement from your pots into your bank account as a category.
For example, I save up over the year enough money for all my car things, to even the load rather than taking a huge chunk out on service/MOT and insurance months. So I then move that money back into my account, and pay using that money. But, the movement is not categorised as ātransportā so doesnāt track into the category (net zero spend). So, my summary looks like Iām going to run out of money this month because it thinks Iām going to spend Ā£400 per day, when that Ā£400 is from a pot and was a one off spend.
Just a small thing, but I think it would make a big difference.
I do similar but, in my world, there is no way the movement from pots is a transport transaction. Since the spend is valid and not zero, I want to see it in full. The fact that itās funded from somewhere else doesnāt invalidate the spend from a budget viewpoint.
To make it work in the Monzo budget, however, I sort of see your point. Excluding the spend from summary entirely is the way Iād manage this since my transport ābudgetā is the contents of the pot (which covers the year) and not whatever summary has included (which only covers the month and doesnāt roll over).
Iād love to see a āTransaction Historyā for each pot showing the amount of transactions youāve made and when. Iām aware you can see a high level summary but to be able to go into the specifics on the pot page would be excellent.
Love the pots, a couple of things Iād like to see would be the ability to move money from my personal current account into one of our joint account pots, and to be able to move around the order of the pots - or have them in date order when theyāre locked until⦠otherwise great
Some more suggestions for you - specifically on Pots (Iām running Monzo 2.54.1 #539):
When scrolling through pots, a neat way to return to the main Monzo account would be to tap just above the image of a pot (onto the Monzo card peeking out the top) - some fancy jumping to the front animation or something similar would feel right here⦠Iāll leave that up to you guys
On the Withdraw screen, add an option to Withdraw all, or a percentage slider showing you the amount that would be transferred, e.g I have £85 in my pot and I want to move 50% of that into my current account
Not a fan of the pot history/deposits/withdrawals indicators (e.g. green highlighted and plus symbol vs black text and no symbol)
Only just realisedā¦
I just find it confusing that a withdrawal from a pot is shown on the pot history as a plus and in green. Why canāt we just treat the pot history like the normal account transaction list? (i.e. withdrawals are black text, you get the green positive on the main account for withdrawals anyway)
Itās also inconsistent, e.g. interest pots show the interest as I would expect, an addition to the pot with green plus⦠but withdrawals from the pot also show with green and plus !?
I love using pots to be able to set aside money for each different thing such as ācar taxā and car insurance. Would be fun to have more Monzo themed pictures - however I do enjoy being able to use my own images for this and making saving more personal.