Pot to Pot transfers

So hopefully I haven’t missed the blinkin’ obvious here but I’d like to be able to transfer money from Pot to Pot.

For example: my round up pot is looking healthy so I’d like to move some of it to a pot with a saving goal. At the moment I have to do two transfers instead of one.

I think a good implementation would be:

  • Go to pot add/withdraw screen (see screenshot) ==> click on card (on the left) to bring up a selection of your pots ==> do the same with the pot on the right ==> complete transfer.

I agree, I’ve spent a couple of minutes trying to press and hold either image before coming here and posting :smile:


My bank in new Zealand had functionality like this. You literally dragged and dropped from where you wanted the money to come from, to where you wanted the money to go to while on the overview screen. It then automatically went into a transfer screen to key in the amount. Loved it. Intuitive, simple, elegant. You could do it with payments to others too from your favourites / regulars.

Would love to see this! Transferring between pots is so clunky right now… :disappointed_relieved:


Would love to see something like this. I split the round up pot in half at the end of each month and put it I to s different pit. Being able to automate all of this would be sweet.

Lots of people bank in different ways so would be surprised if they looked at this down the line. I would also like to see a scheduled payment for a percentage not just a balance as well.


Must admit, slightly amazed basic functionality such as this still doesn’t exist.


Aaahhhh, Why can’t I just simply move money from one pot to another, this is so frustrating.

Another bonus would be the option to set a transfer from one pot to another when the set goal amount has been reached.

These pots really need looking at and improving.

I’m soooo frustrated with these Monzo Pots


same here. I have a pot open that I can withdraw instantly and a pot that’s savings so takes 1 working day to withdraw - so I have to withdraw, wait a day, move back into a different pot from main account…

Pot to pot seems so simple!


Allow me to move money between pots as opposed to back to my main account and then into another pot


On top of this I would also like to specify where to get the money when I transfer. Something like:

Are there any updates on Pot to Pot Transfers ?

Is it being worked on, in the plan, due anytime etc ?

This really should be a basic part of the app

I’ve not seen it mentioned :frowning_face: so I’d say the answer is no to all of the above.

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That’s a shame, it’s not good as it currently is :frowning:

I think we need to be careful with definitions here. Does “not good” mean that you, personally, don’t like it? For me that’s much more of a personal preference thing than an app failure thing (so ‘don’t like’ rather than ‘not good’). If most banks had this function and did it in this way such that Monzo was ‘different to the norm’ then I guess I could be more inclined to agree.

I actually think there’s a lot of merit in ensuring that all transactions go through the main feed so if this were to change then I hop it got some serious thought before any work was done on it.

I actually think the solution needed here is more general, and on a different “layer of abstraction”, so to speak. Rather than solving this at the level of pots, I think that Monzo need to implement a general “goals” section of the app, where you can enter all the things that you are trying to save for. This section would then let you play with (1) the order in which you want to purchase these things, and (2) the projected rate at which you are saving towards them, allowing you to see when each goal might be achieved. The idea is to allow you to flexibly rearrange your projections either because something got more important, or just speculatively so that you can play with different future scenarios. The spending projections can then simply be mapped onto a single savings pot. What better way to motivate people to find ways to save - be it by stopping paying for that morning coffee, or by using the coming Monzo Marketplace to change to a cheaper provider?

I would like pot to pot transfers. I don’t mind the very mild inconvenience of having to make two transactions, but with the arrival of bills pots and having to wait a day for savings pots, it’s complicating things a little.

For example, I have a savings pot for new furniture for our home. We have bought furniture on our credit card, so I would like to take the amount out of my savings pot and put it in our credit card bills pot. But I have to do two transactions, several days apart.

Just thinking…
If you pay your credit card by DD, you could have a credit card bills pot and feed that, knowing that come the day, the bill will be paid (assuming you instruct it to take from that specific pot).

That’s exactly what we do. Which is why I want to take my money from my savings pot to my credit card bills pot.

Sorry, yes of course :flushed:. Long day.

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