Popular Feature Ideas 💡 (Open Wiki)

This is a list of popular feature ideas that already exist elsewhere in the community and often get duplicate requests.

Before posting new topics for ideas, please read through this list. Please also do not post brand new ideas here.

Instead, I advise you to search for it using the frying pan :mag: to the top-right of the menu bar. If nothing is found then it may still be on the roadmap, but if not then please go ahead and create a new topic under the category of Feature Ideas.

We absolutely :heart: feature ideas, whether quirky and fun or genuinely useful, please feel free to share :smiley:

These are the most popular feature ideas suggested so far:

Expected Before Launch Of Current Account

https://community.monzo.com/t/split-bill-splitting/6397/5

After Launch Of Current Account

Apple & Android Pay
https://community.monzo.com/t/apple-pay-payment-method/1262/2
https://community.monzo.com/t/apple-pay-any-updates/2005/11


https://community.monzo.com/t/apple-watch-app/6123


https://community.monzo.com/t/forecasting-your-spending/448/4


https://community.monzo.com/t/targets-custom-timeframes/6242/2


https://community.monzo.com/t/virtual-savings-accounts/727/2


https://community.monzo.com/t/online-virtual-cards/1637/10


https://community.monzo.com/t/the-dreaded-4-year-replacement-card-auto-forwarding-of-payments-to-new-card/6727


https://community.monzo.com/t/web-log-on-for-easy-card-freeze-and-simple-profile-actions/3503/2


https://community.monzo.com/t/grouping-notes-on-payments-for-special-events-days/6548/7

No Definitive Answer Yet

https://community.monzo.com/t/custom-categories-multi-category-transactions/649/14


https://community.monzo.com/t/paying-cash-into-the-account/4641


https://community.monzo.com/t/monzo-card-for-under-18s/1689/6


https://community.monzo.com/t/monzos-approach-to-credit-scoring/6508


https://community.monzo.com/t/what-if-scenario-calculator/6539


https://community.monzo.com/t/debt-repayment-avalanche/6252


https://community.monzo.com/t/web-online-banking/3853/10


https://community.monzo.com/t/ipad-app/1917/12


https://community.monzo.com/t/one-card-multiple-accounts/6155


https://community.monzo.com/t/spreading-payments/6725


https://community.monzo.com/t/regenerating-3-digit-cvv-security-code/6790


https://community.monzo.com/t/idea-round-up-purchases-and-save-the-change/2164

Not Likely To Happen (Alternative Providers Available)

Monzo isn’t likely to provide the services listed here in the foreseeable future & have said so.

Instead, Monzo’s product strategy is to enable users to find the best providers of credit cards, P2P lending, savings accounts etc. through Monzo.

This enables users to select the most suitable product for them & means that users don’t have to worry about only being offered second rate products. The legacy banks do the opposite because they can count on users deciding not to switch to another bank, due to the hassle that would cause them & a lack of real alternatives.

You’ll see more discussion about the alternative suppliers under ‘Third-Party Partnerships / Integrations’

https://community.monzo.com/t/monzo-branches/6636/3


https://community.monzo.com/t/credit-card/3545/2


https://community.monzo.com/t/peer-to-peer-lending/5264/7


https://community.monzo.com/t/personal-vs-business-bank-accounts/1096/5
Tom recommends Tide as the alternative (funded by Passion Capital, same major investor as Monzo) as they are already in a better position to offer business banking services.

Third-Party Partnerships / Integrations

https://community.monzo.com/t/monzo-partnerships/6696


https://community.monzo.com/t/peer-to-peer-lending/5264


https://community.monzo.com/t/moneybox-app-integration/5685


https://community.monzo.com/t/chip-integration-automated-micro-savings/6494


https://community.monzo.com/t/digital-wallets-like-yoyos-monzo/6145


https://community.monzo.com/t/monzo-scrummy-loyalty-platform/6466

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