You’re right. The “Your spending” section is meant to answer “Where’s my money going?”, the questions about “Am I spending too much?” and others along those lines will be hopefully answered by the pulse and notifications at some point. We’re not really working on that at the moment. Any help to define the problem and what you think will work for you is really appreciated
Answering your question about the pulse, we currently take all your previous to define that gradient. It’s simple but it works really well for a, let’s say “steady lifestyle”.
There’s still lot of work to do around removing outliers (if you buy a £1000 laptop today that shouldn’t impact your “average month” the same way that if you change your food shopping from ALDI to Whole Foods). The same applies to seasonal events and predictions of recurring payments.
In any case, as always, once we start working on it we’ll bring you more details and gather your awesome feedback