Offline Transactions

[TomW (Tom Warren)]

Similar topics have been discussed in the past, and Monzo :mondo: are aware of these

Delayed transaction placement in stream

I’ve had my offline contactless payments come through today - no problems with that. All of them seem to be online now. The thing which seems odd to me is that the delayed transactions are appearing at the top of the stream, in the “Today” section. I’d propose the following behavior for this: delayed transactions are inserted into the stream for the date & time when they happened a single notification is sent when they are inserted, as a summary (e.g. “4 offline transactions totalling £53.12…

Q&A: Card networks, payments, authorisations etc

We just published a new blog post by @tom (with a lovely graphic by @Sam) which is an overview of how card networks work and the path that leads to each of your transactions being authorised or declined. @jonas (our CTO) is here to answer any questions you have about payments, card networks, online/offline transactions etc. Things like “why are some of my transactions delayed”, “why is TfL so weird”, “how does xyz work” - ask away! Hopefully he’ll have answers

What's the plan for offline card payments?

@tom Is Mondo Planning to offer offline payments thus loosing the instant / real time balance option for these transactions (and therefore the difference between what’s currently in the market?) If yes, at best doesn’t it marginalise what Mondo have already achieved and worked on or at worse make it pointless?