Monzo Labs: Bills Pots šŸÆ

Making Monzo Monzo Labs
389

Got this on my bills pot when trying to withdraw, it would not let me, and yes there is money in it.

getmondo
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390

Yeah, the problem seems to have come back since this morning :thinking:

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391

The joys of Lab/beta testing :joy:

Managed to get it to show correctly after several attempts of killing the app, and going between payments and feed tab.

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392

Screenshot_20190913_153013
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Even happens in the Schedule Payments section just had this now

393

Fix should be out today by the looks.
https://community.monzo.com/t/monzo-for-android-teardowns-deep-dives/58518/417?u=ar2018

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394

Yeah, 2.65.1 fixes it :tada:

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395

What about the 1.5% interest given if you have Monzo plus?

396

They donā€™t offer it anymore.

Itā€™s only staying for legacy plus users.

397

Iā€™m a legacy plus use so thatā€™s why Iā€™m asking

398

It will stay as is for you then. You are paid interest on up to 4k for any money held in Monzo, be that normal pots or current account.

399

Looks great and I will use this when it works with standing orders. Will I be able to use this with interest-earning pots, and how would that work with the one working day notice for withdrawing?

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400

See FAQ from Simon

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401

For me this is a great feature as I have always used pots to ring fence money for my monthly bills, and now can pay from this pot.

However, as I have raised previously I still feel that the scheduled deposit feature for pots has not been fully developed.

An example (prior to the new pay from pots) functionalityā€¦ letā€™s say I save Ā£100 per month in a pot named Xmas. I set up a scheduled deposit to put Ā£100 into the pot each month. Then I have my summer holiday and want to skip a month, I canā€™t amend the scheduled deposit. I have to delete the whole pot and then start again.

Now with the pay from pots functionality it is worse still, if I have set my scheduled deposit as Ā£2000 per month into a pot that I will use to pay my bills/DDs (committed spending) and one of my DDs finishes because I have now paid off a loan, then I am unable to reduce my scheduled deposit by the amount that would have paid the DD for the loan. If I delete the pot I then have to set up a new pot to pay my bills and then set up which bills are paid from this pot all over again.

Please look to build in the ability to amend scheduled deposits into pots. It would be a most welcome feature!

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402

Hi & welcome :wave:

Why are you deleting the entire pot when you want to change (or remove) a single scheduled payment into that pot?

Simply delete the scheduled payment to get rid of it - or - add another one for the required amount. Thereā€™s no need to delete and rebuild the pot.

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403

Thanks David - I have now found that I can delete a scheduled payment by going into payments and then the scheduled tab. :flushed:

I do find this a bit counter intuitive though, as all the add/withdraw functionality is in the pot itself and the scheduled deposit shows with a due date in the pot as well (albeit greyed out as if not editable).

It would make a lot more sense to be able to click on it there and be linked through to the equivalent item in the payments > schedule tab to save newbies like my self having to go hunting for this functionality.

It wasnā€™t immediately obvious to me that this is the way I should have gone about it, and having worked in customer experience and development teams on a mobile banking app I donā€™t normally struggle to navigate my way around these sort of things!

Also, the ability to amend the amount rather than have to cancel and re-create the scheduled item would be welcome.

Thanks again for the help,

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404

It already does this - Iā€™m using :android:, are you on iOS?

Agree 100% - this would make the UX far quicker to use when adjusting amounts to meet the differing weekly/monthly changes in bills and becomes even more important with Bills Pots, unless the also-requested feature ā€˜auto-top-upā€™ appears :bananadance:

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405

Yes. Iā€™m on iOS.

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406

Ah, OK - this could be another platform difference then :frowning_face:

407

Think so, on my pot, I can see the scheduled payment, but clicking on it does nothing.

408

Could those good things include integration with open banking / credit cards in Monzo, so the app knows in advance how much my credit card bill is? :pray: :crossed_fingers:

(I know this is probably the advanced class, but would be such a game changer for so many!)

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