Anyone else confused with how Monzo use their pots for direct debits? So when I get paid I transfer money into my bills/contracts pot but when the direct debit comes out it shows as a credit in my main account and a debit direct to the pot. So it basically looks like a transfer has happened on the same day the money goes to a pot. It’s so weird. Monzo should just have a feature where you type in the amount your monthly bills comes to and it should automatically deduct it from the available balance. Eg: £900 pending direct debits and £750 available funds. So much easier than seeing multiple transactions in the main account.
Yeah I’ve removed my pots for direct debits as this looks ridiculous on my statement with how Monzo do things. I’ll just calculate myself on how much I need to leave in my main account and spend the remaining salary on myself. Monzo you need to sort this out.