Thanks, another happy customer, the DD worked for me. Iām looking forward to being able to add standing orders.
Getting the same as well
Not really the thread for it, but having set up Bill Pot for all my direct debits - it really annoys me when companies like Spotify, Netflix and co only offer card payments with the rolling subscription.
Best Iāve settled for is moving to PayPal with a DD but then it means I have to have all PayPal direct debits in the same pot.
I really dislike āContinuous Payment Authorityā type paymentsā¦
Anywayā¦ Hereās to my next direct debit coming out
You could use IFTTT to automate card transactions coming out of pots?
Apologies if this has already been noted or mentioned as I think these topics (especially the popular ones) become difficult to keep tabs on/monitor quickly.
It would be really good to assign a pot to pay the Monzo plus fee and also subscriptions/recurring payments (e.g. Spotify) as well in the future!
Loving this so far though game changer in my opinionš
Ross
They are looking at that, though it is not anywhere near testing yet (as far as we have been clued in!)
I was confused after enabling the feature that there is no mention of āBillsā when creating a pot. So it seems whatās been added is the ability to set Direct Debit payments to be taken from Regular pots?
Hi & welcome
Yes, thatās correct - you can pay any D/D from any pot. You can have a single ābillsā pot from which all D/Dās are paid or you can have multiple pots which pay different D/Dās, depending on your financial management preferences.
Correct
Iād highly recommend looking into IFTTT to automate these for now
Iāve got a direct debit that is due to be paid from a pot (which has an adequate balance), but I am still getting a warning message that my main account will go overdrawn. Is this behaviour others are experiencing?
Hi & welcome
Yes, this is how the app currently behaves. It still looks at your main balance (ignoring the available funds in the pot) and so if your main balance is lower than the D/D due to be paid (even though you have funds to pay it in the pot), youāll get the notification that youāre going brokeā¦
Iām sure thisāll be addressed in the near future.
Yes basically
I think itās a great idea and looking forward to seeing it in action!
Got a Direct Debit coming out on Monday and got this today:
a) This is coming out of my Locked Bills Pot that has plenty of money in it, so I shouldnāt really get the notification
b) Why does the alert still say tomorrow when itās going to be Monday.
God those notifications make me twitch. Theyāre a good idea but so supremely dumb as every single one Iāve had has been a false alarm - and I get like three a week.
Iād take that any day over Barclays writing to me to let me know a DD collection failed!
Oh theyāre insane. Every time you add a Barclaycard to Apple Pay they send you the T&Cs booklet through the post.
As someone that used to do a lot of messing with iOS betas and test devices for various things, I ended up with a stack of them.
I noticed something yesterday regarding DDs that came from pots, in that if the DD amount changed I comparison to the last time (e.g. paying the minimum credit repayment each month which alters from month to month) it interferes with the summary, as in it confuses the summary into thinking you donāt have the money even if you pre-empt the amount needed which is already in the pot itās due out from.
The other thing that throws the summary out is if the DD amount isnāt yet known (e.g. a new DD), again, even if you already have the amount needed in your pot ready for it.
Both DDs scheduled yesterday for today wiped my āavailableā balance in my summary to nearly nothing (despite having it available in my pot the DDs were due out from) and now that theyāve been taken today the summary has rectified itself because of withdrawing the money from the pot it was scheduled from.
If this can be sorted (only because I panicked yesterday when I saw a much lower amount available on my summary ) then it would be tons better! Nevertheless, itās still a fantastic feature and look forward to standing orders and subscriptions being added in the future