Jessie needs new things to get annoyed at.
This kind of attack on Monzo is frankly pathetic.
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I can’t read it 
The paywall starts just after a typo.
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Who pissed in her cornflakes?
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Indeed. Who knit her face and dropped a stitch?
I can’t read beyond the free paragraph:
As someone who has been trapped in a dysfunctional relationship with Barclays for decades — it’s clearly time to divorce, but carrying on as we are just feels like less hassle — the desire to be friends with a financial institution blows my mind.
Perhaps, and this is just my hot take, she could just sort her dysfunctional banking out? I mean, it’s not exactly difficult, is it?
She could even have an affair with Monzo on the side if she wants to stay grimly committed to Barclays. It is allowed, and it took her longer to write this rant than it would for her to actually open an account with Monzo or Starling.
Tedious opinion pieces in tawdry newspapers are just the Baby Boomers’ equivalent of tedious social media by Millennials.
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On desktop with the Times, it shows the whole article for a second before the paywall thing comes up. If you are quick with the keyboard shortcuts you can copy the text before it comes and then just paste into a word doc.
That’s only for articles worth the effort though. This one isn’t 
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I knew there had to be a reason I shouldn’t have thrown out my 14.4k modem.
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Maybe Monzo just works for me? For a publication that bangs on about freedom and the like it’s all very curtain twitchy
Maybe she bounced a payment because Barclays didn’t show a pending direct debit? 
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Her argument seems to be:
- Monzo is friendly on Twitter with its customers
- Monzo needs to make money
- Ergo Monzo is tapping up its mates for a quick dollar
Plus:
- A packaged account? How very dare them!
- Travel features? In a pandemic? How very very dare them!
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Monzo can’t win.
Before: “We want a Premium account! Who cares about travel insurance, release it anyway!”
After: “Releasing a Premiun account with travel insurance during a pandemic is silly, why on earth have you done that?”
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But I’m sure someone said they were going off to re-tool the Premium offering, then … don’t appear to have done?
They could have at the same time as Plus released Monzo Premium for £12/m with a metal card and everything except lounges / travel insurance, and then now (or next year when more people are travelling) offered Monzo Premium with Travel for £15/m as a level above you can just toggle for 6 month periods by paying the extra.
Although maybe the BIN / world elite debit branding on the card might have forced them to reissue the cards, wonder how flexible Mastercard would have been on this … or maybe I’ve answered my own question as to what they spent six months doing … talking to Mastercard and getting a lot of "no"s
I genuinely have no idea why every time a thread involves some feedback to Monzo people start saying stuff like ‘Monzo can’t win’. Are you expecting everybody on this forum to agree outside of this what their response will be and give some sort of unanimous verdict together?
Opinions will differ, whatever the product, thread, and therefore some feedback my clash with other feedback previously given on this thread or on others. This is a reality for all products everywhere but it does not mean those products ‘can’t win’.
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That would be nice for once
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Thanks! There’s a separate topic to discuss that over here:
Can you imagine if they tried to release the product with the “I can get this insurance for like £3 a month I don’t get the price” sorts of policies in mind.
You’d have responses of:
- what do you mean I can only travel to Europe?!
- what do you mean I can only claim £500 for my iPhone 12?!
- why is there a £200 excess!!!
Etc.
I’d love it if all other banks with a packaged account had a forum. I’d imagine you get the same amount of “product bad bank should feel bad” comments
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I think they’ve missed something in regards to the interest rates.
Revolute offers a great interest rate on an uncapped amount, which they have mentioned. This means if I moved all of my instant access savings over from the 0.8% interest I’m earning right now, it would come close to paying for the whole package.
But, what they don’t mention is that Revolut is not FCSC protected, so putting any savings at all in there is a bad idea, even the £2000 you could put in Monzo.
Funds in Savings Vaults are held with FSCS-protected banks, though.
I feel that we have been around that discussion several times before, but for me the question remains around how do you make the claim on said money and how quickly would it be sorted should the reasonably unlikely happen and Revolut collapses to nothingness
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Monzo in the (social) media:
Possibly @alessiopiergiacomi is yanking our chains a little, but now I’m all 
for Thursday! 
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