A bank provides customer with sort code and account number, darling
SORTED
Go to La Caixa Bank ATM there is easy
Limit is around 250 EUR per day (£250)
Chose Current account
Choose EUR
Money withdrawn
NO FEES
Cool (for now)
Thanks Ian:grinning:
Do visit monzo.com in your spare time you’ll find first page useful to understand what Monzo are doing, and blog post below might help
Current Accounts | Open a Bank Account Online | Monzo
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The Monzo help page recommends choosing the credit card option for ATMs in Spain when using your prepaid card
Well darling, when you get the Current Account you will be able to find both of those at the bottom of the Card tab - I’m guessing you’re on prepaid?
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Used mine in Majorca last week but only on restaurants
Tried atm withdrawals in Tenerife and always incur charges usually around 2.5%. So withdrawing €200 comes at a cost of €205 - the only options given are accept or cancel the transaction. Are there any partner banks in Spain that do not levy these changes? Dave
I’ve just used a Cajamar ATM in Spain. No charges though they do offer Dynamic Currency Conversion with a 3% markup of you prefer to pay more. My €100 came out at £88.45.
Hi all, just toured France and Spain for three months. The card was never rejected.
I used it to pay for fuel, shopping and even a peage tunnel through the Pyrenees.
I didn’t need to withdraw cash at all as we carry cash for smaller purchases too, in Spain I had to input my pin for contactless transactions.
Really useful is being able to see exactly where we spent money, I topped up twice with my debit card with no problems at all.
Hope this helps anyone with any doubts.
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Was PIN with contactless only for €20 and above or also for lower value transactions?
It seemed to be any contactless transaction.
Wasn’t a problem at all, I just thought it was an added security thing
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We have a garage near me (BP franchise) where if you do contactless if it is below the UK limit of £30 no pin but if it over £30 you do a signature but in some retailers you enter a pin for your higher value contactless transactions. Every country has different contactless limits e.g. €10 in Estonia but I thought in Spain the limit was €20 hence wondering if it was only for those above that. I tried doing contactless above £30 in another local garage (BP owned) and it would not work and forced a chip and pin transaction, so it only in limited places.
There are currently three ATM networks in Spain, and recently fees have been introduced to withdraw Cash if one is not a Customer of that Bank.
It’s now virtually impossible to draw Cash without paying a fee anywhere in Spain and the islands. The fees apply not only to domestic cards but cross-border cards now too.
Cajamar was free two weeks ago.
I have a Spanish bank account, and it was explained to me that withdrawals from my bank are free, from other banks in the same network are cheap (€1.75) and from other networks expensive (€5).
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yes. effectively it means Spanish customers can potentially get cash for free or perhaps €1.75 but all travellers from abroad will end up paying €5.
Nope. It was free on a Monzo prepaid card two weeks ago from Cajamar.
I was told it was only free for tourists with foreign debit cards at small regional banks (a Basque bank and a Catalan bank) but not at any major Spanish bank. Maybe Prepaid and Gift cards are handled differently to full Debit cards?
I’m not sure Cajamar is a major bank. There are definitely posts suggesting that Caixa are free, but I didn’t try them myself.
Historically Caixabank (Catalan Bank) and BBVA (Basque Bank) were the ones to use to avoid charges, but I don’t know if that is still the case or not.