Monzo want you to search the help articles first as too many people were skipping these and going direct to chat for most basic of stuff. It wasn’t sustainable so they’ve changed it to be like this now.
I have to say. Just today I needed customer support from TSB, a bank renowned for technical failures and a bog standard app. I was chatting to someone through their website in moments after the self help didn’t address things.
When I first started with Monzo, the ease and speed of chatting to someone was something that set it apart from my bank at the time, it suited me and I thought it was different. Was a strange moment having the roles reversed today.
Surely monzo could And should use a chatbot to assist and then hand off to an agent if the right article doesn’t exist. Why they went down the route of hiding the main contact point is beyond me!
Completely agree. It is the dumbest move they have made I think. Money is extremely important to people and they need to know they can get hold of their bank if something goes wrong. The fact people are regularly coming here to ask fellow monzo users for help is utterly bizarre.
There are off the shelf chatbots they could possibly use and even if they went down the bespoke route they could get something out pretty quick I would think. All they do is triage stuff, there’s no deep learning going on usually.
Or we could encourage people to search for what they want first instead of immediately circumventing the procedures put in place. Remember it wasn’t sustainable with people going direct all the time.