The biggest turn off is the name (for me) but it’s hard to see what the distinction is other than the notifications etc. My credit card use is quite low at the moment, though, so I’m probably not the target audience.
Me never heard disa credit card company before disa thread. Me would besa wary of usen Facenbooken links to find mula products. Other members seem to suggesten daysa legit, me just no usen a credit card often enough to needen monzo liken features.
Uses VISA - so nice counterpart to using Monzo (Mastercard).
Real-time notifications & spending analytics
No FX Fees
Ability to freeze/unfreeze card
None of my existing credit cards have this combination of features.
But what I’d really like to see in a next generation credit card business is a sustainable model that’s not dependent on the financially naive wracking up massive bills and effectively subsidizing the financially savvy, who are generally financially better off. I wonder if JaJa are any better in this area than existing credit card providers?
I can’t see the USP I’m afraid. Everything above is already offered by the Tandem lower-tier card. No cashback or 0% period make this a tough sell for me.