The biggest turn off is the name (for me) but it’s hard to see what the distinction is other than the notifications etc. My credit card use is quite low at the moment, though, so I’m probably not the target audience.
Me never heard disa credit card company before disa thread. Me would besa wary of usen Facenbooken links to find mula products. Other members seem to suggesten daysa legit, me just no usen a credit card often enough to needen monzo liken features.
Uses VISA - so nice counterpart to using Monzo (Mastercard).
Real-time notifications & spending analytics
No FX Fees
Ability to freeze/unfreeze card
None of my existing credit cards have this combination of features.
But what I’d really like to see in a next generation credit card business is a sustainable model that’s not dependent on the financially naive wracking up massive bills and effectively subsidizing the financially savvy, who are generally financially better off. I wonder if JaJa are any better in this area than existing credit card providers?
Isn’t this the “Monzo” of credit cards? Haven’t people been asking for that?
Unless you are taking advantage of the points/cash back of a credit card, there is little point to them (outside of the section 75 protection etc).
But for those who are using a bog standard credit card (no benefits etc), this looks like a more up to date offering (like Monzo is an up to date offering over a high street bank).