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998

Hi everybody. Iā€™m new to Monzo and the community. I like what Iā€™ve found out so far about Monzo. So simple!

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999

Hello!

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1000

Welcome to the forum :smiley:

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1001

Hi Ken - it is simple indeed! :smiley: Hope you enjoy your time on the forum as much as your time using the app. Feel free to join in with the discussions, most of us donā€™t bite :wink:

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1002

Hi Shazia :wave: thanks for joining us! Hope you find the forum helpful :smiley:

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1004

Hello folks!

Iā€™m Matt - currently studying law at uni so you can imagine how crucial good budgeting is right nowā€¦ :grin:

Thanks go to Save the Student and Money Saving Expert for introducing me to Monzo. How refreshing it is to have a bank that is fully community oriented - both in terms of those running it and the community itself. I recently switched my main account for a better student account with a well known bank to remain unnamed - think Espanol and flames - but its online banking information was next to USELESS for budgeting, leaving a LOT to be desired, (no pending transactions - come on, itā€™s almost 2019!!).

Monzo is a game changer for me and as I can see, many others. Cheers for creating a brilliant, simple product. I think Monzo is in for the long run as far as fintech goes. I look forward to sharing ideas and getting to know this community better, and seeing Monzo grow and develop into the future.

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1005

Welcome @KieranO & @Matt.F

Thanks for the great introductions. I hope you enjoy being a part of the community here at Monzo :mondo: :rocket:

Good luck with the application @KieranO

And I hope your great budgeting continues @Matt.F :slight_smile:

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1006

Hi I have my account open today so in a bit of a panic! What is the limit for individual transactions? If itā€™s only Ā£30 it would mean I have to pay for everything else (food,tickets, shoes etc) with a credit card, is that right?

1007

Hi Nicola, you can see what the limits are via the Help page in-app, and start typing ā€œLimitsā€. But itā€™s certainly higher than Ā£30.

EDIT: the Ā£30 limit might relate to Apple Pay :thinking:

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1008

Thank you

1009

Hi!
Iā€™m Gary. Iā€™m 50 years old and am in the process of moving back to the UK after 20 plus years living in Switzerland. Iā€™ve just started with my Monzo account and I really like what I see so far. Itā€™s a great app!
I work in IT and spend most of my time road cycling or in the pub.

Cheers!

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1010

Contactless payments directly on the card.

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1011

Ah yeah, that makes more sense!

1012

Hi Iā€™m Alex, Iā€™m a roadie with a well known rock band and travel the world on tour. Monzo has completely changed the way I think about expenses and has transformed my accounting process. The ability to send an excel spreadsheet for the whole yearā€™s expenses to my accountant, is making me think I may not need an accountant anymore!!! Iā€™m considering investing tomorrow, but have never bought shares before. Can I sell them whenever I want? Anyway, love the Monzo card -Itā€™s the best as it works all over the globe and helps you keep an eye on exchange rates as soon as you make transactionsā€¦ Like the time I took my laundry to a local place in Costa Rica and they dry cleaned the whole lot for Ā£112, oh dear: my spanish obviously isnā€™t as good as I thought :joy::grimacing:

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1013

Happy Tuesday all. Im brand new here but a Monzo ā€œbeta userā€.

My Wife and I run a small accountancy practice (with IT services) so we prepare company accounts, run VAT returns and supply Office 365 licenses (for example).

I joined Monzo back in the day as I travel a lot and I wanted a card that didnā€™t take the mickey when using abroad!! Monzo fitted the bill nicely. I now use Monzo as my personal current account (you know the stuff to hide from the Wife!!) :blush:

I like Monzo, from what I have seen im really interested in the company and its vision for the future of banking. Banks in my opinion have been old fashioned, poor service and basically a rip off. I have had personal accounts with Natwest, Cahoot, Santander and Business accounts with Natwest, Santander, Barclays.

We are pretty savvi with money, we have credit cards but never pay any interest, we use the 0% period then pay in full and open another (for holidays and bigger purchases) we buy the monthly items on a reward based card and pay this off in full each month.

We collect air miles and avios and had a full on holiday this year thanks to BA, flights and hotel paid for with avios (small cost for taxes) <Ā£300 (family of three)

Will i invest tomorrow? You bet! :heart_eyes:

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1014

" Iā€™m considering investing tomorrow, but have never bought shares before. Can I sell them whenever I want? "

Hi Alex, welcome to Monzo community forum , it might be worth reading the crowdfunding thread if youre considering putting in a reasonable amount

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1015

Hi Iā€™m Stuart,

Started using monzo recently and very impressed.

Havnt gone full Monzo yet due to lending facilities not being quite up to Barclays Premier yet.

I actually own my own business that is a disruptor business in another sector so seeing Monzo is a welcome into the market.

I downloaded Starling and Monzo but preferred Monzo so Sterling has gone.

Looking forward to the 5th Crowdfunding.

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1016

Hi, Iā€™m Rob,

Had monzo since May, after a few of my mates were talking about it, now gets a lot of use tracking my spending on certain things (lunch :sweat_smile:).
Iā€™ve kept an eye on the forum for a while, while looking at the new features being released and seeing what people think of itā€¦ But Iā€™ve now decided to put into the crowdfunding, so figured may as well jump into the forum properly :grinning:

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1017

Hi there,

Iā€™m Gian, moved from Australia to London 1 years and just recently became a Monzo customer.

I believe I have and had a total of 15 bank accounts and no-one impressed me like Monzo.

Iā€™m a software engineer and the reason why I joined the Monzo community are:

  1. to be updated on news and topics
  2. to be able to submit suggestions and feature requests

Cheers :slight_smile:

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1018

Welcome aboard, all! :wave: