@Jami mentions this later in the thread.
I currently use a 2 account setup. If Monzo gets the Committed Spending pot working, I would use just Monzo for everything.
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The mention there by @anon41842569 of changing/improving Summary and the appropriately Easterish death and rebirth of Summary to come with V3 could either indicate progress in that direction being made or overtaken by events dependent on your viewpoint
Freebies/Perks for joining.
Committed spending pot
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At the moment my salary is paid into my Lloyd’s because I needed an IBAN number in order for my employer to pay me.
It use to be that and the fact that they gave me discounted content insurance as I’m a club Lloyd’s customer. But now that monzo plus is out, hopefully there are some more things that’ll be added on soon.
Bundled account at nationwide, absolute bargain, that and committed spending pots.
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+1
What are bundled accounts?
Seriously considering going the other way at the moment. I am #fullmonzo but getting to the point where I’ll likely be #partmonzo in the coming weeks mostly due to not liking the direction that things have taken and the missing features which I was expecting to be out by now 
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What don’t you like about the current direction? And which features were you expecting?
Hope #PartMonzo works out better for you though, if there’s something you’re missing.
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Nationwide has an account which has a lot of added features/benefits such as insurance, interest, overdrafts etc. I believe this is what he means.
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I was more asking which benefits he liked!
- Dedicated ‘bill payment’ account/Pot - a way to move money to one place and have all my direct debits/standing orders come from there, that isn’t ‘visible’ in my main account. (currently I have a Bank of Scotland account for this).
- Custom categories.
- Ability for ME to tell Monzo which incoming payments are ‘salary/wages’ (which may then allow me to use the Budgetting/Summary features cos right now they are useless for me).
- A shiny metal card, vertical, with no numbers or markings, just a tiny monzo ‘chip’ image in one corner…
(one of the above is a lie).
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I haven’t yet gone full monzo I use it as a small spending account and only move a couple of hundred through it a month for bits and pieces.
There are 2 reasons for this.
- They offer no cheque book and I need one for work quite regularly.
- A slight lack of trust I’m not the most tech based person I don’t even own a laptop, so not having real interaction is hard for me but as the brand grows I may move fully
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Like with insurance, breakdown cover etc…
I’m in the same position as you. Currently #fullmonzo and wishing I wasn’t, mainly because of I miss having a second account for bills. Seriously considering switching my salary and bills back to my old bank.
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My salary varies a little each month so I might do the same. Keep my salary coming into Monzo and send a fixed amount + 5-10% to my other account for bills but I do have a lot of DDs to move over and partial switch isn’t an option so all the companies need either emailing or phoning which isn’t fun, only a few of them support changing your DD details online
It’s disappointing that there hasn’t been any updates on committed spending pots from 
for quite a while.
It would solve a lot of this, and there’s clearly so much demand for them. It’s so frequent to see new people come on the forum to suggest the idea in one form or another.
It would be a great USP that they could sell new users on too.
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Why do you need a second account for bills? I’m full Monzo and I don’t have an issue(albeit my bills are just phone and Spotify)
I have a second account, it ‘protects’ the bills to make sure they are always paid. I get a monthly amount put into it and then forget all about it. It means my Monzo account is purely ‘spending’ money which is where I need to focus on being better/spending less.
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