leonardh
9 January 2018 15:23
2
Hi Andrew - Welcome to the community forum!
I have been on current account preview for few weeks and now migrated to the normal Monzo app and closed prepay. I have had my direct debits and standing orders with Monzo to test everything properly. Now that most of my direct debits have gone out at least twice I have some comments and the things which I would like to see;
DDs need logos. I have some DDs with well-known brands, for example, O2 but the logos are missing for all. I have paid O2 with debit card and logo is there
On recurring pa…
I know there have been some comments about the visual style of the cards. (Personally, I think the Hot Coral is great!) But on a more practical note, it would be useful if the account number and sort code details are printed on the card in future. I often have to go looking for my details and it is annoying to have to switch between apps to find them when I could just look at my card.
Not sure if you’re using iOS or Android but on the iOS app if you tap the “Help” button and scroll to the bottom there’s a “Forum Home” button which brings you straight here!
ajukco:
Switching service.
CASS isn’t here yet but Simon (from Monzo) has said that it is a priority internally and they’re working on it!
In terms of features, CASS is a priority. SecureCode (3DS) functionality is something that’s being worked on too. Direct Debit enrichment should be something we improve soon.
A nice mix of new stuff and improvements to existing stuff
ajukco:
Rules for pots
Pots are here! A simple way to set money aside, within your main Monzo account
I just sent some manual payments to my credit cards (I’d like to say it’s because I can magically afford more, but it’s because I have slightly different amounts budgeted for them each month) and have noticed that the reference, which is the card number for credit card payments, isn’t retained on repeat payments to the same account details.
Obviously, this is not something I expect but I thought it might be a nice idea to have whatever was previously referenced show up again to then be changed …
Different banks and e-money or prepaid card providers use different techniques to both sign up customers and to encourage them to join.
Some provide a referal code and others a referal link, for example:
Curve provide a code like 5KDHQ
Monese provide a code like MQF6Y4C6
Fidor provide a link like https://banking.fidorbank.uk/register?ibid=78986092
Do you think it is better for Monzo to provide referal codes or referal links? which looks better versus which is easier to use?
Curve and Mones…
So as far as I know, Monzo won’t be offering Credit Cards and Mortgages but rather create a Marketplace which will allow you to connect to other services/providers that offer those kinds of services.
Head of Partnerships @philhewinson explains why the bank of the future will be a marketplace, and how we’re going about building it!
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A lot of the features you’ve mentioned are being discussed here in the forum. I’m going to find the existing threads for them so you can have a read up on the progress!