I know there have been some comments about the visual style of the cards. (Personally, I think the Hot Coral is great!) But on a more practical note, it would be useful if the account number and sort code details are printed on the card in future. I often have to go looking for my details and it is annoying to have to switch between apps to find them when I could just look at my card.
They wonāt be on the card for security reasons Iām afraid.
I can see how this would occasionally be useful for me too but ultimately, personally I think itās worth the trade off.
Iāve moved your post here so that we can keep all of the information about the debit cards in one place. I hope thatās ok.
Iām with you on this. So, so, so many transactions need both the details and if I come out the Monzo app, I have to log back in and sometimes this also loses the information I put on the form Iām purchasing from!
Iāve got it written down on my desk - far less secure.
Surely if I can cancel the card immediately there is no security risk to having them on there - all my other cards do and they have less speedy ways of blocking!
Thanks for the reply. Other banks provide these details on cards (Iām looking at my Lloyds Bank one right now). So I canāt see why itās not something that can be overcome. Again, with Monzo being so reliant on the app - and with the details not provided in any other place, I donāt think placing them on the card is a huge ask.
It would, for me be a potential deal breaker.
My legacy bank printed the sort code, not not the account number on the card.
I actually prefer not to have those details available; if you lose your card someone has access to your Sort Code, Account Number and the 3-digit Security Number. All before you realise youāve lost/mislaid the card and been able to freeze it.
If Iām going to be setting up anything that requires those numbers, it takes no more than a few seconds to write them down ahead of making the call, opening up an app, or using a website.
NatWest used security as a concern for this in the past too. However, most high street banks have adopted this now as it makes things easier for customers. I agree that having all the details on the card could cause an issue, but with Monzoās āFreezeā function it is far more secure than some banks (also more secure than having them on a piece of paper on your desk!)
Youāre protected for unauthorised use of your card. One transaction and Monzo would notify you - you then realise itās not you and block.
There are so many security features of Monzo that actually allow these details to be printed quite safely. Nothing is 100% secure but there is a decent safety net for Monzo users.
I personally just donāt think that they are needed on the cardā¦
Thatās fine - I just donāt see the actual reasons being very strong in terms of safety.
The idea of writing something down each time you need your account details sounds terrible - itās even worse than (some) legacy banks make you do and defeats the concept of a mobile-only bank.
One minor UI change that could make this easier (for iOS users at least) is to have the details on the left hand side of the screen. That way you can double tap and view the details in the preview without coming out of the app/webpage youāre entering the details onto.
Maybe write them on the back of the card with a Sharpie lol
Contemplated it - but it would look awful.
Haha - Iām sure there will be a solution there somewhere. Printed on the card or not, some people will prefer it, others wonāt. Unless there is a choice, which Iām sure there wonāt be, not everyone will be completely happy.
I accept the outcome will be as it is now, but I can still have a moan every now and then - just like the referendum
Yeah! And if other banks do offer this as an option it might mean that I go. Iāll monitor how annoying it is before I decide.
I see this turned into the type of discussion that we usually have whenever thereās questionās around security. So Iāve moved this back to itās own topic
Itās not a question of whether or not itās possible to include these details on the card but printing them is less secure.
As Jonathonās pointed out, there are other security features that help protect Monzo users too but thereās always opportunities to increase security further & it looks like the teamās identified this as one of those.
Your sort code and account number arenāt āunauthorised use of your cardā. Theyāre nothing to do with the card, hence it making no sense to write them on the card. I donāt really get itā¦ how often do you need your bank account number?
Often enough for it to be quite annoying to not have them on the card!
I was just thinking about how it would be convenient to have sort code and account number on the card but then they are in the app and I always have my phone with me so donāt really see the need these days.
I can see the need to have your account number and sort code to hand when maybe first setting up the Monzo CA and transferring DDās and SOās to it - but once the bulk of those have been done, I canāt think of any reasons where I regularly need access to my account number and sort code for it to be an issue not having the numbers on the card.