Different banks and e-money or prepaid card providers use different techniques to both sign up customers and to encourage them to join.
Some provide a referal code and others a referal link, for example:
Curve provide a code like 5KDHQ
Monese provide a code like MQF6Y4C6
Fidor provide a link like https://banking.fidorbank.uk/register?ibid=78986092
Do you think it is better for Monzo to provide referal codes or referal links? which looks better versus which is easier to use?
Curve and Monese both offer someone signing up with these codes £5. Have Monzo considered offering a sign up bonus? (personally I have reasons against it) While we don’t know if Starling or Tandem will be using such methods, if they do start handing out fivers will we have to consider taking the same action?
@tom your thoughts?