I think it’s time for me to leave this community. I do so with some sadness, as I’ve liked (most of) my time here. But sadly recent weeks have proven to be quite harsh. I realise that I was part of the problem, due to my serious misgivings regarding Monzo, which I couldn’t just ignore when someone new requested help. And I don’t think I will be able to do so going forward see my earlier post from today - you may not have noticed it, but I really tried to shut up….
I opened my Monzo account in March 2017 and was excited: There were lots of missing features at that time (it was a prepaid card, after all!), but I was curious what the future would bring. Sadly, it didn’t take me long to discover the first serious issue that went beyond “missing features” and so I had to stop using Monzo completely some time in June 2017. Since then Monzo has continued to move into a direction that is at odds with its original premise, and we’ve gotten to the point were I see no point in the future where I’d reconsider using them. Tom’s comments yesterday only cemented this opinion: As someone rightly pointed out: They seem to be emulating the worst of legacy banking, while pretending to be different. It’s this hypocrisy that really puts me off.
I stuck out with the community for a while, even after I stopped using Monzo, in part because I was curious to see what Monzo’s future would hold, and in part because despite disagreeing with Monzo there were plenty of interesting discussions on here. But sadly, over recent weeks, this community has started to become a place where you must either be “for” Monzo, or “against”. I feel that the majority of users here no longer appreciate factual criticism (with exceptions, of course!), and this is no longer enjoyable.
I regret this, because there are still nuggets of truly interesting discussions here, but ultimately the community has become more and more polarised, and I don’t want to be part of the reason for the community to become even more toxic than it already is.
As such this is my farewell. I wish Monzo, their staff, and everyone in this community all the best.
Take care everyone!
PS Some of you may wonder, why I’m posting this. I want to assure you that I have no ulterior motive. I just want to say farewell to those whom I have interacted with on this community over the previous year.