It wasn’t me that said they were expensive, that was @Rat_au_van 
Snitch
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In all seriousness, try Revolut - their not a bank…yet, but would be FAR FAR better than CardOne
Cash Plus is now a bank I read somewhere!
Should have gone with Think Money
Still £10 per month but none of the extra fees.
While not a solution here, there should be something available for those unable to get an account elsewhere. Not having a bank account is an issue these days, and I believe the Post Office no longer offer any accounts which I suspect would be a major problem for those on benefits.
The suggested paid for options are great for those who need them, but there really should be a basic free facility available for those who need it.
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Transferwise can be used as an account
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you should try nationwide apply for a normal account and it will offer you a basic account if you don’t qualify for the account you applied for
Presumably the only reasons they haven’t become a bank before now are funding or regulatory hurdles. Any marketing about working around being a bank or being proud of offering services despite not being a bank is purely because they’ve been unable to do so until now.
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Do you know if Card One shows on your credit report? I’m looking to get an account just to switch it out for a bonus.
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