Hi there is anyone able too advise me I can’t open am account anywhere and I’ve heard Monzo allow people with Cifas markers too get themselves back on track, can someone help me as I start a job on Monday and can’t have this ruining my life
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Hey,
I’d recommend talking to Monzo first, before opening an account! Contact them at hello@monzo.com.
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Great do they reply quickly as I need this by Monday
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No, you won’t get a reply by Monday.
Which marker do you have? If it’s 6, they won’t give you an account.
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You could just try applying
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Wouldn’t it hurt the credit profile even more if Monzo rejected the application?
To the OP: have you looked into getting a Basic Bank Account from likes of HSBC? You won’t get credit facilities but they may be a good option.
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No, it’s a soft check to open an account, only a hard check if they apply for an overdraft
With a cifas market I doubt you could hurt a credit file more
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Ah fair enough… apply away, in that case!
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I can’t open an account with bank of Scotland because of Cifas marker
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I’ve sent away too find out this information but it takes 8 weeks
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What did you do?
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There was fraud on my account
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Will I be able too open an account
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Nobody knows.
Either email Monzo and wait a few days to see if they reply telling you they will assess on application or apply now. You could have had a decision by now
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This 
Monzo always advise to just apply and they’ll do all the necessary checks. Good luck 
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I have applied and it says 48 hours so fingers crossed
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HSBC isn’t Bank of Scotland. That’s Halifax.
Good luck to you, and hopefully no more pesky fraud on your account🤞
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Let us know what happens
Obviously i’d recommend Monzo here on the forums, but try Starling as well
Hsbc won’t accept me if bank of Scotland won’t