Hi there is anyone able too advise me I can’t open am account anywhere and I’ve heard Monzo allow people with Cifas markers too get themselves back on track, can someone help me as I start a job on Monday and can’t have this ruining my life
I’d recommend talking to Monzo first, before opening an account! Contact them at firstname.lastname@example.org.
Great do they reply quickly as I need this by Monday
No, you won’t get a reply by Monday.
Which marker do you have? If it’s 6, they won’t give you an account.
You could just try applying
Wouldn’t it hurt the credit profile even more if Monzo rejected the application?
To the OP: have you looked into getting a Basic Bank Account from likes of HSBC? You won’t get credit facilities but they may be a good option.
No, it’s a soft check to open an account, only a hard check if they apply for an overdraft
With a cifas market I doubt you could hurt a credit file more
Ah fair enough… apply away, in that case!
I can’t open an account with bank of Scotland because of Cifas marker
I’ve sent away too find out this information but it takes 8 weeks
What did you do?
There was fraud on my account
Will I be able too open an account
Either email Monzo and wait a few days to see if they reply telling you they will assess on application or apply now. You could have had a decision by now
Monzo always advise to just apply and they’ll do all the necessary checks. Good luck
I have applied and it says 48 hours so fingers crossed
HSBC isn’t Bank of Scotland. That’s Halifax.
Good luck to you, and hopefully no more pesky fraud on your account🤞
Let us know what happens
Obviously i’d recommend Monzo here on the forums, but try Starling as well
Hsbc won’t accept me if bank of Scotland won’t