Cheque clearing time?

Hi,

I post a cheque by 1st class signed for last Tuesday, it was marked as collected by Thursday.
When can I expect that Monzo will receive the cheque and clear it?

From the Monzo app.

It will be a week tomorrow & I haven’t even had notification to say they’ve received it despite it being collected on the Thursday.

This is making me so anxious - I have an anxiety disorder. It’s not the hugest amount of money but I need & was hoping to take my kids away for a couple of days by the 20th.

Sorry, it’s so long (years) since I posted a cheque to Monzo, I don’t even know if you get a notification or if the first thing you know is when it clears and is credited to your account.

I think most people on the forum who get cheques regularly would keep a second account with a legacy bank for that purpose - we do, to avoid this issue.

Sorry that’s not much help but maybe another forum user can advise. In theory they have another week at least (possibly more if the two weeks is from receipt of the cheque) but hopefully you see the money soon.

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I’ve been strictly Monzo for some time and honestly this is only my second time dealing with a cheque. My first time was a few weeks ago but I was able to do the cheque imaging as it was only for Ā£3 so this is a bit different.

May have to look into opening a legacy account because every notification that pops up on my phone I’m hoping it’s from Monzo.

Yeah that’s what the staff member at the post office was saying they don’t do that size tracked only signed for. I know it was definitely collected from the PO BOX in Bilston on the Thursday (5th). I hope it’s not lost, if you know what I had to do to even get that cheque :sob: (it was a long process).

I don’t even think I’ll risk trying to get another cheque if that’s the case I’ll ask them to cancel it and transfer to me if I’ve not had a notification by Thursday/Friday to say it’s received.

Can’t believe after how many years I’ll actually be opening a legacy bank account, the only thing I’d keep Monzo for is the being paid a day early feature literally everything else I can get at another bank.

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I’m mad at myself too because I didn’t put a return address, I was there telling myself nah it’ll be fine :weary:

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I’ve called Royal London & asked them to cancel it and transfer it instead they’ve said it could take 7-10 working days so I guess at this point it’s whoever gets there first. Either way I’m not impressed.

Why are you cancelling it? You’re going to cause yourself more problems.

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How?

Because it’s taking forever and there’s been zero word at all.
Tomorrow is the 7th working day & nothing.

ā€œForeverā€ = Less than the time Monzo state.

I get that you’re stressed about it, but you’re not going to solve this any quicker with what you’re doing.

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It takes up to 2 weeks for Monzo to give you an update on your cheque.

You’re assuming it is lost and are now going down a different route, which appears to be longer. All you had to do was wait a little longer and you’d know for certain.

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Yeah no you clearly don’t if you’re going to sit there and lock me and I don’t really wish to speak to you after that.

As mentioned earlier it was a long process to even get the cheque to me it’s been atleast a month no of going back and forth, when you consider normal banks would have had this done by now. Plus the time I’ve waited to actually receive it yes it feels like forever.

Now please I think you should just not speak to me anymore, I’m frustrated enough.

But the route I’m going down atleast guarantees the money can’t be lost & that is one less thing to worry about.

That is true :+1:

The article on the process and timings is here if you need to know for next time :slight_smile:

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Which has nothing to do with Monzo.

Your cheque has been delivered. You’re now waiting for Monzo to tell you they have it, which they say can take 1-2 weeks, which it hasn’t been yet.

But now you’ve cancelled it :person_shrugging:

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I have no idea why this person is still trying to talk to me. None at all.

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But if the cheque gets there first, it will just bounce because you’ve cancelled it.
You’ve really made your problem much worse.

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Okay thank you.

The ā€œforeverā€ quote says otherwise.

I guess you missed the part where I wrote that I only use Monzo & have done so for the last 6 years?

No idea who LBG is.