It will probably be quicker to go through the process of opening a Starling account and submit the cheque there (via image depositing) rather than posting it to Monzo at this time of the year.
Are you sure? The Royal Mail stop collections early on Christmas/New Year’s Eve - for instance, the last collections here for normal post were at midday rather than 17:30
As such, if you posted it in the afternoon, I don’t think it will be collected until the 29th.
Unless your grandparents were extremely generous (more than £500) the majority of mainstream banks allow paying in cheques online.
I must admit I hadn’t thought about this with Monzo until I saw your post. I think it’s very strange that they don’t offer the option. I wonder why?
At the very least I’d want proof of postage (which is free).
Happy New Year.
I use monzo for everything bar savings which is with atom and my credit card with amex.
It’s more I’m not in a hurry, so i’ll use monzo as it’s my main account. (I have a starling account for cash deposits and so I have a spare debit card)
On the other hand my grandparents on my dads side who the gift came from don’t bank online and have only started to use debit cards over cash since COVID, will this finally push them to go online. (HSBC so guessing its not the best experience) Going to morrisons for them until recently and getting a cheque when I dropped it off and having a pre written FREEPOST MONZO envelope in my car was mega annoying.
Thanks, that explains it. March 2019, nearly 2 years ago, perhaps it’s time to revisit or maybe delay by as long as possible and hope the facility becomes increasingly irrelevant. Tough call.
Not that long to wait considering postal delays overall, and at least it got there safely.
I would still have used the Starling cheque imaging if I were you though, it’s so much easier and even if you don’t need the money quickly it’s still nice to have it processed and get it out of the way so there’s no concern about whether it’s got lost in the post or not, etc.