Thanks for the update Rore.
Interesting to see the average figure of savings of Ā£7.18
Iāve just calculated that the 2% booster over that time frame netted me Ā£14.14, all on shopping I would have done anyway across 5 different supermarkets.
For me certainly very much worth having had this opportunity so, thank you Monzo.
I look forward to seeing how this might develop.
Chase for me as well. Opened the account in December 2021. So far Ā£483.22 cash back with Ā£0.13 pending at this very moment.
I think if youāre going to over Ā£20k a year on your card, then Chase is probably the better place for you.
Thatās impressive! I joined on 2nd January 2022. Iām currently at Ā£389.
For all non-Monzo cashback spending on small-ish items, I use Algbra through the Google Wallet for 1.5% cashback (on everything)
Itās been a bit sluggish on a couple of occasions with cashback coming through but it always turns up. Iāve not encountered any difficulties with them at all.
Interestingā¦how long have you been using Algbra? they seem pretty new.
When they sayā¦āWe are not a bank. We are a movementā does this mean your funds are not protected?
Itās an emoney account.
I used them for a while but, when they ditched the 1% cashback on debit card spend and only 1.5% on Google pay transactions, I decided flipping between cards wasnāt worth the effort and emptied the account.
Because cashback filters back into the same account, it doesnāt always feel like youāre earning either (though of course you are).
And the cashback transaction does not show which Google pay transaction it relates to so kinda difficult to track.
Maybe ok for others, not my bag atm
I closed Algbra as it stagnated. Itās been the same since day 1.
Still annoyingly get emails from them even though Iāve unsubscribed many times.
Donāt think theyāll last long, there didnāt seem any USP.
Just double-checked. My first transaction was at the very beginning of April this year.
1% cashback on card
1.5% cashback with Google Wallet
Since then have used regularly, often daily and not encountered any problems at all.
No FSCS protection but I never have significant funds on the card for more than a few hours anyway.
I load up the card (almost instantaneous with Open Banking) before I go out wuth whatever I think I might need and then at the end of the day or whenever transfer the remainder back off to an interest-bearing account.
For impulse buys, it would be easy to transfer funds in on-the-fly. For more expensive purchases, I use either my Flex card or my Stooze credit card.
On a couple of occasions, there has been a small lag over what is normal in cashback coming through but communications from Algbra have always been good and the lag has been pretty insignificant overall.
For me personally, itās so straightforward and hassle-free that it wouldnāt make sense not to do it.
There is a time-cap on the 1.5% for me of, I think, end of February next year.
I havenāt had time to check what the time-cap is for new customers
Thank you for the update.
The supermarket booster was the best cashback offer for us. It made us shift all our supermarket spend from Chase to Monzo.
Now weāre back to Chase until you re-introduce it 
I take it that it only applies to Google Wallet and not Apple Pay?
You can load the Algbra card to either Google Wallet or Apple Pay.
This is a good read and might add some of your questions 
Iād really like an āautomatically activate all multi-use offersā button/option. I donāt see a reason why I wouldnāt want to use them if available. And it seems unnecessary effort on my part to go and check regularly.
I understand activating the one-time offers however, perhaps saving for a specific larger purchase.
Complexity and programming, saves a whole lot of money, effort and staff hours just letting you choose.
Also, as for this round, Iām not going to activate any to see if I get completely different ones next round.
Thatās the exact reason.
There was a 5% cashback for supermarkets. Iād be pissed if it came off my lunchtime meal deal instead of my main shop.
11/17 offers this time are not available in northern ireland.
Just compared the latest cashback offers from Monzo, with those offered with my Barclays account and over 50% are similar or the same, with same retailers.
Given I can also earn 5% cashback on debit card spends with my Blue Rewards account, why would I choose to use my Monzo card? 
As it happens, both lists are useless to me, so wonāt be using either, but just a thought 
@PaulUK do you get the cash baxk on blue rewards histoically as cannot see that in my newly opened barclays account.
Yeah Iāve just looked it up, ending soon though.
Earn an extra 5% cashback on every transaction you make when you use the Barclays debit card linked to the account youāve nominated for Blue Rewards . Earn up to Ā£10 a month between 4 October and 27 December 2023
The cashback is on everything but these: