Hot coral Russian roulette… 
Just downgraded from Plus as I’m moving my every day banking back to HSBC Premier, so fingers crossed for no embossing…
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Just reorganising my finances for the coming financial year 
Funny you say that as despite having Monzo for last 5 years I have only just switched over to it from Barclays as saw it as more of a ‘proper’ bank and less fintech than it was 5 years ago.
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Serial switchers, card collectors & those grasping at private bank accounts only need apply.
Bye 
(Period of time goes by or a new 
card launches)
Hi
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RBS Cora is usually responded to fairly quickly.
Though yesterday I sent revolut a message and I got a full reply within 2 minutes, very impressed.
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Whatever they do, there’s certain people that will never go back because there will be something else.
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Which theory?
There’s still a couple of distributers of cards isn’t there? and it’s just the luck of who you get the card from?
I fall foul of that theory, and a few people seem to as well.
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Is that something that your average Monzo user is really bothered about, though? We’re nearly all enthusiasts here!
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100% this 
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They had been heavily promoted in-app and via social media, though. I honestly don’t think the average Monzo customer really cares whether their card is embossed or notched in the same way that we do.
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Do people still use physical cards?
I was talking to a guy today who uses cash. Don’t give up on those who are left behind.
Yeah totally. I remember an outcry over DC going almost cashless a few years ago. The unbanked etc…
But I mean… i find it fascinating seeing people use a physical card for contactless, as they hold their iPhone in their other hand.
Absolutely, and that’s ignoring the fact that there’s is a contactless limit when using a card.
Wait, what’s DC?
I did this exact thing today. I also could have paid with my watch. In my defence, it was early.
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