Hi - we had a friend over this weekend and ordered takeaway pizzas for £30. We paid out of our joint account. I chose to split the bill with our friend. I customised the amount they pay us to £10.
However, the money went back into my personal account, not into the Joint Account, which still had the £30 bill sat there.
This makes no sense to me as the original payment came out of the joint account - not from my personal account.
I noticed that the same thing happens when I place a bill from our joint account into a shared tab - it doesn’t recognise the Joint Account as an entity, instead only the different people on that tab.
I get that a ‘workaround’ would be to split it with our Joint Account partner - but that defeats the object of having a joint account. We want it to come out of our joint account budget not our personal account.
When splitting bills, can the payment go back into the originating account. Can it treat a Joint Account as separate to our individual personal accounts.
Thoughts / Suggestions welcome.