Wishlist to make Monzo perfect

Feedback & Ideas
11

This is my wishlist of features not included in the End of The Big List post. All of those things would also be on this list (eg: better payee management, more flexible standing orders, improvements to Joint accounts, committed spend pot etc…).

Payments

  • Saved references for P2P payments.

  • Lend-to-friend tracker - tracked P2P (interest free) loans to friends, similar to this but without the ability to set a repayment schedule.

  • Section in the app where you can view all pending bill splits and loans to friends.

  • “Add payee” option for incoming faster payments.

Scheduled Payments

  • Set a Direct Debit for deletion.

  • Skip next standing order payment (future payments go out as normal).

  • Pay this payment early for standing orders (future payments go out as normal).

  • Multiple scheduled transfers to/from the same pot.

  • Give nicknames to scheduled payments (including scheduled pot transfers).

Pots

  • Pot area redesign - smaller icons and more than one per row (like apps on smart phones - could also include marketplace products alongside pots as in-Monzo apps).

  • Locked pots.

  • Shared pots.

  • Adding notes to pots.

  • Target dates for pot goals with prediction telling you if you’re on track to meet the target date.

  • Ability to hide pots.

  • Direct transfers between pots.

  • Ability to create a pot scheduled payment after choosing the “Scheduled payments” option in the Payments tab.

  • Pot transaction history (maybe with its own pulse graph).

  • More pot pictures.

  • Ability to change pot picture on Android.

  • Custom pot ordering.

Additional Monzo Web functionality

  • Withdrawing money from pots.

  • Deleting Direct Debits and standing orders.

  • Downloading statements.

  • Sending bank transfers.

Transactions

  • Split transactions into multiple categories.

  • Suggested and autocomplete tags.

  • Gift category.

Summary

  • Bring back spend-by-merchant breakdown.

  • Spending analytics for tags (so they can act like secondary categories).

  • Option to overflow any spend for a category where you’ve gone over budget into the budget for the next month (allows better long term budgeting).

Merchant Data

  • Fix the various merchant data issues.

  • Ability to submit logos from Facebook, Instagram, JustEat (ie: ability for Monzo to cache these logos).

Other

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