What’s in your wallet?

It was a cracking post. Albeit, a bit filthy.

Hopefully that helps :joy:

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Bellroy Wallet

  1. Oyster
  2. Tamden Credit
  3. Driver’s License
  4. Monzo Debit

i use Apple Pay most of the item and where ever possible!

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A post was split to a new topic: Removed Posts 12/1/19

Intrigued. Is it a stamp-based, sticker-based or swipe style loyalty card?

Yeah, that’s not appropriate

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Monzo card
Monzo Joint account card
Barclaycard (credit)
Gym card
Driving licence
National ID
£10 cash

23 virtual loyalty/points cards are all in Stocard

Rule of thumb. If I wouldn’t say it then it’s DEFINITELY not acceptable.

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As a non-Londoner I’m intrigued, why are people still using Oyster?

It’s faster, pay as you go doesn’t have monthly or yearly capping, and you can’t load discounts onto payment cards.

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Faster how? The mechanics of tapping a card takes the same amount of time regardless of if it’s a debit or an Oyster?

The other points are valid, though. I didn’t know any of that was a thing.

The first time I used contactless in London I panicked as the gate wouldn’t open and thought I’d get fined £100s for not tapping correctly and also thousands of angry Londoners behind me would crush me! Turns out it was just taking longer to do an online authentication.

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Interesting, I’ve always found it to be instant with my Monzo.

It definitely does have like a 1/2 second delay vs Oyster.

If you’re using Oyster PAYG it’s the same price, so no financial reason to use it - but if you’re on a season ticket the prices are better.

For the longest time though, the reason I kept my oyster was because I didn’t want TFL transactions cluttering up my bank account.

(edit: spelling)

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We’re talking milliseconds, but my experience is that using an Oyster opens the gates pretty instantaneously. Using contactless has a few milliseconds of lag. This means with Oyster I can generally present the card and carry on walking; with contactless, I need to pause.

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  • Monzo Card
  • Starling and Lloyds backup cards
  • Provisional Licence
  • Co-Op Membership Card
  • Library / Leisure centre card
  • £7.90 change
  • SIM Ejector (has come in use quite a bit, even if not for ejecting SIMs!)
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I’ve linked my Railcard to it, I now get a third discount on any rail travel.

I also use auto top-up which is linked to a cash back credit card, I never have to bother with manually topping up this way.

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Really glad I got this. Combined with the student card I get 15% off, it’s brilliant.

PS: like your website :slightly_smiling_face:

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  • Starling Debit card
  • Amex Credit Card
  • Halifax Clarity Credit Card
  • Driving License
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Monzo card
NatWest joint account card
Starling card
Post office credit card
First Direct Credit Card
Boots advantage card
Driving license
Cooperative Party membership card
7th-anniversary copper card with poem from ceremony on it

That’s a big wallet.

If so have anymore then three cards in my wallet J get irritated!