Following the release of Apple Pay (finally!); I helped setup my brother a Monzo account using a golden ticket!
However for some bizarre reason; he has to wait for the old fashioned plastic card to arrive before being given the option of using Apple Pay?
If you take a look at Starling or even Boon’s setup, a virtual card is available before even the physical card arrives. Will this be reviewed? 
The other comment is; I’m assuming when a card is cancelled / blocked and replaced - a new Apple Pay card is automatically re-issued without the need for the new physical card?