I am (very) far from an expert in this, but that is not my understanding. My understanding is:
- The ApplePay card and the physical card are both linked to your account.
- The ApplePay card can get details of your physical card (to display the same card number, respect any block on the physical card) to ‘act’ as if they are one/linked cards.
- If you replace a physical card, the ApplePay card will update with the details of the new card.
But as I understand it, from a technical standpoint the ApplePay card could act completely separately from the physical card, as it is linked directly to your account, and doesn’t have to be replaced when your physical card is. Presumably at the moment, this would just be too confusing for people to manage.
I’m happy to be corrected by anyone with knowledge of these systems, this is just my basic understanding.