Use chip and pin after £100 on contactless


I have just seen that after a spend of £100 on contactless you will have to use the chip and pin to re-instate the contactless functionality. I understand the security reasons for that, but I find it a little bit unnecessary as the ease of use will be decreased. Monzo already has some issues with the contactless functionality in some stores in the UK. I am worried that by adding that additional “feature”, the user experience would become worse.

Your thoughts?

It’s the law. All banks must do this now.


Monzo has had issues with contactless? did i miss somet ive just bought a burger from a van in a car park using contactless, and have never had contactless issues before.

All banks have to do this. There already is a discussion on it here if you’d like to read :slight_smile: