I found out today that Monzo USA doesn’t have the ability to stop a transfer to another bank once it is started. Every bank has this feature and ability. So, please be careful when transferring money through Monzo because you will not able to stop it once the process has started.
Also, the transfer process doesn’t give a warning or disclaimer of the type of transfer it will be. Most banks include a disclaimer that the process may take 2-3 days. Of course, it could be assumed but it should be stated.
I have just been irritated with the entire Monzo Beta program. I was apart of the Simple Bank Beta and they had way more features available in the Beta that were normal parts of US banks.