I’ve subscribed to Premium. The metal card wasn’t the driver, but I think I was expecting something cool and smooth. This one isn’t - it has a coating over it so just feels a touch heavier than normal cards.
It’s nice and all, but I wouldn’t consider it an important factor in keeping the account. Shame it doesn’t have the wow factor for me, though.
The Amex one is metal. I don’t care about it being treated; it’s not treated, it’s covered in plastic.
This picture also just looks heavily edited, and when someone says a card is steel, you wouldn’t look at that and go “oh yeah I can see it’s actually a sheet of plastic on the outside”. You would go “oh it must be treated metal so that the MasterCard and monzo logo stick out, god, that’s beautiful”.
I’ve had a monzo account since the first in 2016. I’m a massive fan. One thing I have always respected about Monzo is their transparency, so I’m just a little surprised at how this was marketed considering that.
Are you sure there’s plastic over the front? as @Revels says, I was under the impression it’s a single piece of metal bonded to a single piece of plastic on the back.
I’ve felt one of these cards - a friend subbed to premium, and it felt metal to me. As @Peter_G says - I didn’t particularly get the wow factor with it either though. But it definitely felt like metal.
How about a photo of the actual card to compare it with the publicity photo?
Tbh, metal cards are just a trinket to attract people who are attracted to such things.
With ApplePay etc, I’d have thought it would be less likely to need to get a card out of a wallet? …unless one is the sort of person who likes showing off at the pub. Oh, the pubs are closed so you can’t so that.
Each to their own, I suppose. If you want to pay for a metal card and it’s not up to a decent quality that that’s not good.
And no I completely agree with points about Apple Pay, and I did get it mainly for the custom categories if I’m honest, but I just think it’s a little disappointing and misleading.
I’m not going out anyway to flash it, I don’t have client dinners or whatever other reasons people would want to do that. It’s more the impression from its marketing, how beautiful it looked as an etched metal card, then it turns up, and it’s not what it says on the tin.