✅ Support for Samsung Pay

I’ve moved your question here since the post above offers a succinct answer.

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I would live to see this be implemented as a feature, have owned a gear s3 since release and will be upgrading to the latest wearable from Samsung when released soon, would be lost to lose this feature. Wouldn’t be able to move fully away from HSBC as my main bank until this is released.

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Looks like I gave in to Starling until Monzo catch up with Samsung Pay support.

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As Simon said two weeks ago (and 5 posts above), Monzo have no plans for this at the moment.

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This is disappointing, but I remain hopeful that Samsung Pay makes it onto your roadmap at some point…

The main reason I like Samsung Pay is that you can set a default transport card which is separate from the default payment card. No need to launch the app to switch cards. (See screenshot).

Samsung Pay is also better integrated with Samsung devices - such as swiping up from the bottom of the screen (even when the display is off) to access your set favourite cards / loyalty cards. Google Pay cannot accommodate this, period.

As others have mentioned, Google Pay is not available on the Samsung Gear Sport, S2 or S3 smartwatches, while Samsung Pay is.

Supported devices - Samsung Galaxy Note9, S9+, S9, Note8, S8+, S8, S7 edge, S7, S6 edge+, S6 edge, S6, A8, A6, A5 2017, A3 2017

I doubt this will change anything, but at least I can say I tried.

Screenshot_20180808-171140_Samsung%20Pay

ps: Cornèrcard UK has added support to Samsung Pay today.

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Google Pay cannot accommodate this, period.

Google Pay could totally do this, should Samsung let them. The issue is that Samsung is trying to push their own shitty payment scheme and intentionally cripples Google Pay.

Supporting this garbage would set a precedent that it’s okay to roll your own payment schemes and other manufacturers may follow suit. Banks should instead remain firm and not give in - eventually knockoff payment schemes will die and Samsung will have no choice but to support Google Pay and everything will be great.

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I disagree.

a. These feature do not exist for Google Pay on any device, not even on Pixels - meaning Samsung is not crippling Google Pay on its devices.

b. Competition is a good thing - it drives innovation and ideas.

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We need open standards, not proprietary solutions…

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That’s a bigger battle. I just want to be able to use my Monzo card with Samsung Pay. :man_shrugging:

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I don’t think that’s gonna happen any time soon, sadly.

Can anyone explain to me what the benefits of using Samsung Pay are over Google Pay which is also on the device?

Not a Samsung user (I’m suppressing a Samsung related whinge), but @Matturl covered that well in their earlier post, I think:

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I should have scrolled up!

The transport card feature sounds good if you have an Oyster card etc and want to use that.

I hear we’re supposed to be getting our own version of that in Wales now that Arriva Trains Wales is being replaced by The Metro Transport for Wales

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From my understanding there is no Google Pay on Samsung devices. It’s intentionally disabled.

:man_facepalming:t3::roll_eyes: Samsung!

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Samsung doesn’t cripple Google Pay in any way at all, Google Pay is exactly the same on a Samsung phone as on any other phone.

I honestly think this is one area that Starling has it very very right. Everyone should be doing what they’re doing, especially if they’re calling themselves a challenger.

Monzo should be supporting every NFC payment solution.

As they all use the same basic setup, surely if you support one then it’s pretty simple to support them all. I imagine Samsung, Fitbit and Garmin would also do most of the legwork as they’re trying to catch up big time with Google and Apple.

They’d snap your hand off of you approached them as a bank and said you wanted to support their system. Surely?

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I’m sure this has been discussed before, but as I understand it Starling can reuse all the heavy lifting already done by their payment processor (GPS). This means the accreditation from the *pays is very light.

Monzo, on the other hand, has built their own payment processing engine from the ground up. This means that accreditation is more weighty and that they have to do more technical integration.

Essentially (and rightly or wrongly depending on your perspective) Monzo considers this effort best spent elsewhere.

(This isn’t based on any inside information, btw, so it might not be correct, but it’s a good hypothesis, I think).

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As Patrick said, they absolutely don’t and can’t remove Google Pay.
Although if they did, there would be more incentive for Monzo to implement Samsung Pay because Samsung has massive market share in the Android world.
But also there would have been enormous incentive for me personally not to have bought a Samsung if they’d have done any nonsense like this, and stopped me from desamsunging it.

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As of right now there’s no plans to add it. It is a significant amount of work for something that will have quite minimal takeup.

Last time I looked, our userbase remains around 70% iOS and 30% Android.

Of that 30%… I haven’t seen detailed device stats but I know that we have a significant amount of Nexus, Pixel and OnePlus users. Once you remove them, and all other OEMs, and Samsung devices that don’t support Samsung Pay…Like I said, it’s a small figure. Even smaller when you also remove the Samsung users that are perfectly happy to use Google Pay.

I’m not saying we’ll never do it - but the reality is that we need to devote engineering resources to projects that will make great improvements to the UX for a large part of our userbase.

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Thank you for the detailed explanation.