I absolutely love Summary, and it was the primary reason for switching to Monzo last year.
However, for the first couple of days after pay day my “left to spend” figure is incorrect.
The reason is that it can’t cope with multiple direct debits from the same company. As you can see I have 3 DDs, but only one is factored in to the left to spend amount. These aren’t new direct debits. I have to remember each month that there is more committed spend than Summary shows.
What’s frustrating is that once the 3 DDs are taken they all show in Summary. However, when the pay cycle starts again only one shows up.