I think youāre a bit overly focused on the metal card! My reading of @Gaoler was that the other features (like custom categories) can be found elsewhere at zero cost.
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My apologies!
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I had a Tastecard as part of something else - very dangerous as it gave 50% off Dominoās. No such danger here.
(Iāve had a brief look and I donāt think Iād use it).
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Some pretty meh things there that honestly should just be in Monzo as standard (round-up acceleration, for example)
As someone with āLegacy Plusā I would expect things like insurance, cashback and account interest to be featured. Hopefully this time with support for Joint accounts (lol)
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Interesting. Iām definitely not mad at it as a legacy Plus user. In fact itās nice to see Monzo taking it slow, rather than bish bash bosh - now we have Plus! Iām sure thereāll be more features compatible to the previous iteration at launch.
Actually pretty excited. 
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With regard to colours, White Metal is probably similar (if not the same as) the leaked Snowdrift White from a while back. (A forum search should pull it up.)
Holographic Blue sounds snazzy too.
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I donāt disagree - Iāve been quite vocal about the paywall idea. I still hold out hope that these features will be assimilated into Monzo proper, though, as time goes on (with new features for Plus).
But I think itās important to remember that this is just what weāve pieced together here. Iām sure there will be additional stuff (like insurance) when itās released properly. Quite how that works in terms of tiers thoughā¦
Better savings products would be something Iād be interested in as part of a financial group of products.
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On that, hopefully interest will make a welcome returnā¦ 
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Everything so far sounds like what should be a base feature (exception of Custom Categories and metal cards). Bundling a restaurant card wonāt cut it.
There needs to be (and hopefully will be) a KILLER FEATURE that nobody has talked about or discovered in code, or v3 is going to end badly.
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Someone needs to do a comparison table of the existing paid accounts. 
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Such as?
Donāt think Monzo could compete on price with those
Hopefully theyāre doing something different. I have no interest in insurance or breakdown cover
Would happily pay for plus if it allowed us to pay cash in at Post office.
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What for a fee or for free? Post office acceptance will come with a fee applied that will be passed on to us.
Like like the PayPoint Ā£1.00 fee.
I think Iād be mega frustrated if that came under Plus and not a core service.
Not having physical branches is the cost-saving mechanism there.
That said Iāve only had to pay in cash twice in the last 12 months so not something thatās of high value to me, but Iād still rather it be free 
Iām pretty sure weād all rather everything was free. Iām fully sure that it wonāt be. As long as they only charge for things āother peopleā want then itāll be fine though.
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Iām fine with added value services having a charge, Iām not super cool with basic access to pay in cash, being chargeable.
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But this just goes back to what Monzo is, itās a bank. Software features arenāt difficult to copy and they shouldnāt be relying on selling app features you customers. If you build your business model on that, it will be super easy for new start up banks to come along and implement those features.
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