Someone has opened up a Monzo account using my address (but not my name?)
I called up Monzo and gave them the name on the card and I was told that they couldn’t tell me any more due to data protection and that I would need to contact each of the credit agencies to see if an account had been set up.
This seems like madness, someone can set up an account using my address but the bank who let them do it cannot tell me if in fact I have been scammed, they can see if they have an account against my address but won’t tell me, the owner of the property.
I assume this is a common problem given the lax security, can anyone else with experience of this advise me what to do? I have logged into the credit agency websites and viewed my reports but it may take time for this to appear. It also dawns on me that the credit reports are against my name not my address, how do I check whether someone has taken credit out against my address?
thanks in advance