I just had a look at the the annual report ( We've just published our Annual Report 2026 🎉 ) and it looks like Monzo have given some stats that can help work out the odds of winning: there are 10.4m active users and 49% of them are using Monzo as their primary bank (which I’m assuming means they are having their salary paid in.) That works out to just under 5.1m people and means it’s around a 1 in 510,000 chance of winning Double Payday.
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