Quite a bit, I think!
First up, just getting into the app right away is a better experience. Rather it being like ‘we’ve got this great app to show you but you’ll have to wait until a bit of plastic comes in the post’ it’s pretty cool that you can get in and start checking things out. Then when your card comes you’ll be ready and raring to go.
But also, there’s plenty of things you can do without a card. Just sending and receiving money is a huge part of things (think salary, bills, Direct Debits).
In case you can’t tell, I think this is very, very exiting 